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Home Buyers - Check Out Your Credit Score
When buying a home in Massachusetts, you want to avoid any surprises when it comes to your credit score.  
Even if you are convinced that your credit is unblemished you can't leave this up to chance when you are embarking on a home purchase. 
What is a FICO Score?
Most credit bureau scores in the U.S. are produced from software developed by Fair Isaac Corporation (FICO). The scores are used to evaluate how much of a credit risk a potential borrower is. 
These scores are considered to be a fair and impartial judgment of whom should be granted credit and what the limits should be.  FICO cannot tell if you are a single woman, a minority race or of any particular religion.  It looks only to your borrowing habits measured against the patterns of hundreds of thousands of past credit reports. 
FICO scores range from 300 to 850 and, though your scores among the three major credit bureaus will not be far apart, they are never identical to each other.  Each agency has its own method of analyzing and reporting the data in your files.  It is wise to get a copy of each score since that is exactly what some of the lenders ... more

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