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EVERYONE IS BLEEDING!!

The government's futile efforts to help our housing market definately is not showing up in my day to day experiences.
The banks have NOT been able to rectify their problem areas in "customer service".  One department doesn't know what the other is doing.  Files are getting lost and packages have to be resent. LIVE VOICES are a thing of the past because they will only accept information by email, fax, and or a customer service representative who has limited information.
People who have tried to modify their loans have been met with horrific conclusions to their dilemma's.  After 6 months of waiting for an answer they are denied and left with confusion and devastation.  I have one person who recently was told she was approved for a modification.  On Christmas Eve. she receives what she thought were her confirmation papers but instead was a denial letter.  In another envelope was a"Sheriff's sale notice" giving her 10 days to vacate her family from their home.  When she went to the Sheriff's office to plead her case, she was met with "we only handle the foreclosures, we can't help you".
  Preditory lending is STILL out their and getting away with UNBELIEVABLE deeds against homeowners.  I have recently had a ... more

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