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Oakland, Hayward, Fremont A+ BBB Mortgage Loan Modification Company | Alameda
For A+ BBB Alameda Mortgage Loan Modification Services CLICK HERE
Not only is California ranked fourth in the nation for the highest foreclosure rate, but Alameda County has one of the highest rates in the state. RealtyTrac reported that there were over 3,500 Alameda County foreclosures in December alone! While the situation is distressing, it may not be too late to get help. HomeStart will determine if concerned homeowners in the area qualify for a loan modification and find the best solution to keep them in their homes!
What is a loan modification?
A loan modification is a permanent change in one or more of the terms of your loan. The purpose of a loan modification is to allow the borrower to meet the new terms in order to prevent foreclosure. A loan modification is not a refinance; it is a renegotiation of the loan terms. In other words, a loan modification is a contractual agreement between the Lender and the Borrower to provide long term relief from unaffordable loan terms. Loan modifications can lower your interest rate, monthly mortgage payments, and the principle balance. Since the cost of foreclosure to the Lender is higher than new terms, lenders are open ... more

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