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Neighborhood Finance Corporation $10,000 grant plus $2,500 closing credit is the best thing going in Des Moines
It's official. The tax credit is totally off the table. The senate decided in a vote last week not to even extend it for those who had homes under contract and can't get them closed by the 30th of this month, the final deadline. That to me officially says the tax credit is not coming back. End of story.
However.....if you're an owner occupant buying a home in certain parts of Des Moines, you may be eligible for up to a $10,000 grant, plus a $2,500 closing cost allowance from the Neighborhood Finance Corporation, or the NFC, as it is popularly known. The NFC is a non-profit organization that is funded by the state and only operates in the Des Moinesarea. NFC acts as the lender and holds the loans, so applicants apply directly to, and work directly with the NFC. That's up to $12,500 free money eligible to owner occupants for homes that qualify.
The program is not available for all areas of Des Moines, more affluent areas are generally excluded, but lending zones cover a pretty good swath of the city. SEE MAP
The way the program works is that NFC loans on homes that might need repairs in ... more

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