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Vesting Options On How To Hold Title
While basic understanding of the "book smarts" within the mortgage industry will help you understand specific terminology, loan programs, and features, there is so much more you will need to know in order to make an informed financial decision.
My approach to providing education strives to further your understanding beyond the "book smarts" of the mortgage industry, and learn the valuable "street smarts" that will help you achieve the best possible results, while avoiding the most common pitfalls that non-informed Borrowers and Real Estate Professionals have experienced.
 
Among the many decisions individuals must make when purchasing their home is how to hold legal title. The following options refer to how a Homeowner may take title (to real property in California).
Sole Ownership:
A Single Man/Woman - refers to a man/woman who is not legally married An Unmarried Man/Woman - refers to a man/woman who has previously been married, and is now legally divorced (or been previously registered in a domestic partnership that has since been legally dissolved) A Married Man/Woman (or Registered Domestic Partner) as His/Her Sole & Separate Property - In this situation, if a married man/woman (or registered domestic partner) would like to acquire title in his/her name alone, the spouse/partner must consent to ... more

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