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BUYER LISTEN!
This is a great advice for preparing to make a home purchase after the new year.  Or, if you are planning to refinance don't put too much on those credit cards!  I especially love the last section regarding finding a good Realtor.  The GURLEY Team is here for you.  Please call us if you are planning to purchase a home here or out of state. We can help!!  HAPPY HOLIDAYS EVERYONE.
 
BUYER LISTEN UP
We are getting ready to enter a new year.  No looking back, just straight ahead.  It is time to focus and prepare for the purchase of that new home.  Here are a few tips for making a positive splash into the joy of home ownership.
Put the brakes on the Christmas spending.  Hold on to your cash; don’t run up those credit cards.  Start a Home savings account just for the down payment and closing costs.  A good rule of thumb would be to have 6.5% to 7% of the sales price saved.  FHA allows for seller contributions, but you still need to be prepared.
   Get a fresh credit report, one from each reporting agency. Equifax, Experian and Transunion.  A good place to go Annual Credit ... more

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