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Why I hate Tuna Fish--My First Home Story

Buyers >> Yes you can save for a down payment!!  Is it necessary to have money for a Down Payment? Not in Tremonton, Utah.
Would buyers get a better loan with a Down Payment? Absolutely yes.
This is my No-Down Payment story. Yes I have walked a mile in those shoes too.
When I purchased my first house many many moons ago I had saved up 20% to use as a down payment. My first home was purchased while I was still a single working woman earning $4.00 per hour (I know that would not feed a goldfish now days). The saving was a sacrifice that I was willing to make and after a couple of years I was ready to go look at homes. 
See for those couple of years, I cut out all the frills in my life.
1) Lunches were sandwiches I made at home and took to work, thus the headline. I ate so many tuna sandwiches that I got physically sick at the very sight, smell, taste or thought of tuna fish and I cannot eat tuna to this day.  Same goes for PB&J.
2) Rode my bicycle to work many days (approx 5 miles each way {uphill both ways})
3) Moved in with family members to save ... more

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