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What To Do When You Are Ready To Buy Your First Home
Of course I could just say pick up the phone and call me, but that would be too easy. You're probably reading this because you just want information and don't want some real estate agent hounding you for personal information.  You just want to know the basics.  Well, okay.  Here you go.First I definitely recommend that you check out a few properties online. There are several ways you can do this, bhmls.com, duanehosek.com, realtor.com, etc.Second, Get yourself a blank notebook and start thinking. Label it "My New Home" Think about where you live now, it's good points and bad points.  Write them all down .  Ask yourself, what your "must haves" are (2 bathrooms*****, good schools****, close to work**, indoor laundry room*) Dream a little but be practical.  The rating stars will help you later when you have to think clearly without emotion.What can you afford?  Here are the first steps in figuring that out?Have your numbers ready. Credit Score - Income - Obligations - InvestmentCredit Scores -  Pull your own credit, it's easy to do online.  Check out Experian, Equifax and TransUnion. They are the big 3 credit reporting agencies and any one of them will sell you a  3-Bureau ... more

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