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Still a Sweet Deal for Refinancing
  If you are one of the few homeowners that can actually refinance either thru the heavenly touch of the real estate godz or somehow you did not take a bite out of the apple that has been constantly pounded advertised for the past few years.  You're in luck... so far for your patience and willpower you get a mortgage treat.  As I have been saying to many who ask the rates have fallen to a new low due to our so called recession. I say that lightly seeing that the recent last holiday spending increased from the prior year, yet the employment and average wage has not gone up enough to warrant this monetary increase to splurge.  But that is another post I'll deal with another time.
 
  Back to the thought at hand.  The average numbers were showing 30 year mortgage are about 4.05% at the end of last year, as well as the jumbo mortgages (loans larger than $417k).  Lenders are locking rates at 60-days for free, instead of the average 45-days.  But seeing first hand why they did this was a smart move.  The multiple people that I have encountered obtaining a refinance from the big three US banks ... more

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