Your name saw this post on The ActiveRain Real Estate Network and thought it might be of interest to you. Please see the link below to review the post.

Is Your Dream House Insurable?
There can be an important stumbling block to getting to settlement - getting homeowner's insurance.
Insurance companies participate in a a huge database that includes not just claims a homeowner may make on a property, but also inquiries he may make.  C.L.U.E. (Comprehensive Loss Underwriting Exchange) may know more about your house than you do.
For example, while my home is now in reasonably good shape (considering it's really, really old), a check into C.L.U.E. would show that I had a burst pipe a couple of years ago.  To find it, State Farm's recommended contractors had to take two old upstairs bathrooms down to the studs.  By the time they finished, I had two gorgeous bathrooms, at a cost to state farm of somewhere around $35,000.  Then during the Snowmageddon of 2010, the roof on my garage collapsed under the weight of the white stuff, taking the garage door with it, and once again, State Farm came to the rescue.  I now have a garage with a strong roof and nice new door, but it's another entry on the C.L.U.E. database.
While a buyers would view these as improvements that would make the house more attractive, their insurance agents might reach ... more

__________________________________________________
Are you on The Rain? Grow Your Network!