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Buying A Pre HUD Mobile Home? 1976 Or Older?
 
Buying A Pre HUD Mobile Home? 1976 Or Older?

You really need to be more concerned about the condition of such and old mobile home before you do. 
There are a lot of things to consider when purchasing a pre HUD mobile home (built before June 15, 1976), the most important being financing.    Unless you're paying cash I'd look into securing a chattel (personal property) loan before you commit to a purchase. Chattel loans for homes this old are very difficult to find. If you do find a lender they will usually require a huge down payment, will demand a very high interest rate and will usually only allow 10 to 15 years to repay the loan. Maybe 20 but that's a stretch.    All in all it can be a very expensive ordeal. Then when you finally add the rent, utilities and insurance into the mix you'd almost be better off in today's market looking for a condo or a manufactured home in a resident owned park/development.    Another thing to be concerned about is the safety of such an old MH. Many if not most pre HUD homes have some genuine concerns regarding caustic materials i.e. formaldehyde, asbestos ad other caustic and/or carcenogenics. Mold and ... more

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