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Indiana Housing Next Home Program
I had the opportunity to be educated on the IHCDA's (Indiana Housing Community & Development Authority) new program entitled "Next Home" this morning.  In a nutshell it is a program that allows move up buyers to recapture some of the equity they may be losing (or lost) when selling their previous home.  Some of the program features are:
Up to 4% Down Payment Assistance (DPA) to non first time (as well as first time who don't qualify for the First Home/Plus program) buyers on an FHA loan Higher income limits based on total household income Can be combined with MCC (limited to first time buyers only) DPA is FULLY FORGIVEN AFTER 2 YEARS! No interest or monthly payments on the DPA There are a few other criteria that must be met, but most of those align with the FHA requirements.  I have several clients I have already brought this program to their attention to get moving forward with!    
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