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Refinancing Your Department of Hawaiian Homeland Home
 
DHHL (Department of Hawaiian Homelands) properties are for Hawaiians with at least 50% Hawaiian in them that is traceable through their genealogy.  An applicant to live in a DHHL Home or on DHHL Land must submit an application to the DHHL, along with proof of heritage and then be approved.  Once this is done you go on a waiting list.  This is a very simple explanation regarding this matter for a process that can take a lifetime to actually get a home.  In the past, parents have left their place in line to their children upon their passing. 
 
The website to go to for more information is http://www.hawaiianhomelands.org/applications/commonly-asked-questions-by-new-applicants/ this link will take you to the page FAQ (frequently asked question) page for applicants.  If this doesn’t help you go to http://www.hawaiianhomelands.org/applications/applying-for-hawaiian-home-lands/ hopefully this page will help as well. 
 
Why blog about this?  Well a client called yesterday with questions regarding refinancing and possibly taking advantage of the low interest rates and consolidating his debt.  Unfortunately, he spoke to some person at HomeStreet Bank and they told him that because he owns a DHHL home there was no such thing as equity and he couldn’t.  Something didn’t ... more

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