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San Luis Obispo Real Estate Daily Mortgage Update 1/19/2012
San Luis Obispo Real Estate daily mortgage update for 1/19/2012 supplied by Bob Franklin at Wells Fargo Home Mortgage Pismo Beach, Ca.

Good morning!
The Day Ahead: Robust Economic Data
        Jobless Claims Lowest Since April 2008, Fall 50,000 to 352k, their lowest level since April 2008, and their largest drop since 9/2005. Housing Starts Privately-owned housing starts in December were at a seasonally adjusted annual rate of 657,000. This is 4.1% below the revised November estimate of 685,000, but is 24.9 % above the December 2010 rate of 526,000. The Consumer Price Index was effectively unchanged in December, rising 0.0119 % vs a 0.1% consensus. Core CPI, which excludes more volatile food and energy rose 0.1455%. Philly Fed Survey Slightly Higher, the regional manufacturing activity continued to expand at a moderate pace in January. The general activity index, the survey's broadest measure of manufacturing conditions, increased to 7.3 this month from a revised reading of 6.8 in December.
Dow is trading at 12,588.86 +9.91 and the 10 yr bond is at 1.93% from 1.86% Yesterday, . Currently mortgages are slightly worse from Yesterday
Conv.- 3.875%
FHA. - 3.75%     
 
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