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It's a Loan Officer, Not a Serial Killer!
This is such a great & timely post with the spring market upon us! Many buyers hear all the great news about afforability & the great interest rates which is all 100% TRUE!  Problem is, all that looking on line & buyers still don't know what they can afford!
Don't put the 'cart before the horse' or should that be house! Talk to a reputable loan officer (NOT online!) about your finances & goals.  They are there to help you through the maze of financing options. They really are your ally in the home purchase process.
Notice what all 3 scenarios have in common? Have you been in contact with a loan officer?  Well have ya?
 
Thanks to Eric Michael for this great advice.
It's a Loan Officer, Not a Serial Killer!
Scenario #1. You call a real estate agent because you saw a house online and would like more info. Agent describes the house and you get excited, it sounds exactly like what you're looking for. You say, "I gotta see this house! When can we go?" Agent's response, "Have you been in contact with a Loan Officer?"
Scenario #2. You and your spouse have been driving around the city, ... more

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