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GOOD CREDIT - A Step Closer To Homeownership
 
Good Credit - A Step Closer To Homeownership!The key to purchasing your first home is to be prepared. A huge part of the preparation process is to know and understand your credit. Unless you are paying cash for your first house, you will need to borrow the money to secure the mortgage.Most buyers use the services of a mortgage lender to purchase their first home. To get good interest rates and terms, you will need a good credit rating or credit score. But in order to have a good credit rating/score you will need to have a credit history. A credit score is used to predict how likely an individual is to repay a loan, it is an indicator.The best way to find out if you have good credit history is to get a copy of your credit report. You can contact all three bureaus directly or go online.
Equifax -  1 -800- 685-1111 www.equifax.com Experian - 1-888-397-3742 www.experian.com Trans Union - 1 -800-916-8800 www.transunion.com Be sure to review it carefully.If you have not had good credit in the past, the key is to re-establish your credit. Decide today to take the necessary steps by rebuilding your credit through time and to stay consistent in paying ... more

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