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Credit Scores: How to get the magic number
Credit Score
How to get the magic number..

Can you remember when you wanted some “plastic” so you could purchase without the worry of paying right away? How care free and amazing it seemed until Wham!! you were hit with the bill and interest rate you couldn’t afford?  Suddenly, when you want to buy your very own first car or get approved for a loan from the bank your credit score is not so nice… so how do we prevent bad credit scores? It just makes life easier, yes? After all, preventative actions are much simpler than corrective actions the majority of the time. Trulia offers a pretty thorough checklist to ensure your credit score doesn’t slip below standards:
Check Your Credit Report
You want to do this a couple times a year just to touch bases with how well your finances look to others. Scan it carefully to ensure it’s without error and report any errors that are present.
Pay Bills on Time
I know this seems like a no-brainer, but lenders don’t like late payments! Always be sure to not wait until right before your deadline to pay your bills so you can be better prepared. I’ve often ... more

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