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How Can I Improve My Home Buying Experience?
By Dian Hymeris author of "Starting Out, The Complete Home Buyer's Guide," Chronicle Books.
No one likes to make mistakes, especially homebuyers. If you make a mistake buying a computer or TV, the consequences aren’t serious. But a home buying mistake can cost you plenty. Fortunately, you can learn from others’ mistakes. Here are some tips for avoiding pitfalls so that your home buying experience will be a positive one.
Find out what you can afford before you start looking at homes to buy. This will save you time and aggravation. A simple call to a mortgage broker or lender will get you started.
As soon as you’re serious about buying, get preapproved for the loan you’ll need to complete the purchase. This is a must if you’re in competition with other buyers. Even if you’re not, you’ll be in a better bargaining position with the seller if you are completely approved for a loan. Improving your odds on home loans.
If possible, have the property thoroughly inspected before you buy it, or at least during your Contingency Removable period. A contingency is a condition that must be met for the sale to go through. Home buying is often done in ... more

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