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What do I do first if I want to buy a home? FIRST TIME HOMEBUYERS
WHAT DO I DO FIRST IF I WANT TO BUY A HOME? That is the first question I have been hearing a lot lately.... First and foremost, you ask yourself the question? Am I ready to be a homeowner? IF, THE ANSWER IS, "YES". Then, your first steps are as follows:  
1.) See a Mortgage Broker or your local Bank or Credit Union. (Keep in mind that Credit Unions typically have tighter guidelines) This way you know if you are approved to start your HOME SEARCH. Also, your loan officer will tell you what price range of homes you will be looking at........
Be ready to give your loan officer
two years tax-returns two recent pay stubs two month's bank statements 2.) Decide what area you want to live in. Do you have a special criteria? Such as, how many bedrooms must I have at a minimum? Is there a minimum square footage I must have? Fireplace? Pool? Is lot size important? Walking distance to the beach? (that is my favorite!)
3.) Start looking on the web to narrow down the area (78% of homebuyers are searching the web first) to see what's out there
4.) If schools are important, then check ... more

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