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Austin Business Journal - 10 Wealthiest Zip Codes in Austin TX
The Austin Business Journal came up with a ranking for the 10 Wealthiest Zip Codes in Austin. They state in their write-up that they are using "average household income" for the basis of their rankings. However, I would like to stop them there as "Household Income" does not equate to "Wealth".
Household Income is the money brought in by the workers in the house, obviously. This does not account for debts those households have. Do they make the "median household income of more than $90,807" but have expenses out the ying yang? As we know, the American people like to overspend. Most feel they're entitled to it.
Wealth is the money you're able to save and put back into your own life. Are you one that can save 20% each year and put into a 401k or other retirement account? Do you save money for a rainy day and live well below your means?  Yes, many "Wealthy" people know how to live below their means very well. That's how they got wealthy in the first place.
What the study isn't taking into account is areas where there are many retirees where they wouldn't necessarily have an income, but are living off ... more

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