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Your Good Credit Score Can Save You Up To 50% Off Home Insurance
I know a lot of people don't like this (the one's with bad credit) and I agree that it is not fair for those otherwise credit upstanding citizens who, due to no fault of their own, had a divorce or family medical situation that ruined their credit. Nevertheless, the truth is, from an actuarial standpoint, people with excellent to good credit can get huge discounts on home, auto and excess liaiblity insurance becuase they are statisically much less likely to have a claim (and that's what insurance companies are ultimately concerned about - not your driving record, etc)
So, if you have excellent to good credit I suggest you shop your insurance because while almost all preferred companies now give discounts for good credit, the amount of the discount varies widely. I literally had a customer with very good (not excellent or just good) that sold his home to a friend and retained the mortgage. The friend had terrible credit due to the wife's medical problems. The price of the insurance on the same exact home went from $400's to $970!!!
If you have poor credit do whatever you can to improve your credit score! You can get a FREE credit report annually (by ... more

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