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Orange County Down Payment Assistance - SHIP
As many first time home buyers start to realize now is the time to buy most ask what kind of assistance programs are out there for me. If you read my previous blogs on FHA Loans and Nehemiah Down Payment Assistance you will see just a couple of options.
 
All counties in Central Florida have a SHIP program however most of them run out of money very quickly at the start of the counties fiscial year. October 1 for Seminole County. Currently Volusia County and Orange County are the other two left with funds. While Seminole county will hand out more money Orange County has a nice down payment assistance program.
 
Who Qualifies 
First time home buyers. A person who has not owned a home in 3 years or a displaced homemaker.
 
Income Limits 
 
Household Size        Very Low        Low        Moderate
1                            $20,100     $32,150        $48,200
2                            $22,950     $36,700        $55,080
3                            $25,850     $41,300        $62,040
4                            $28,700     $45,900        $68,880
5                            $31,000     $49,500        $74,400
 
You must have a loan commitment, meaning you are financially able to ... more

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