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What Is Your Interest Rate?
Are You A Home Buyer?  This Is A Must Read On Mortgage Interest Rates for YOU!
 
George Soutu is a Connecticut Mortgage Lender you should listen to on what figures into your so called 'interest rate' when shopping for mortgage rates.  I assure you that this will be one of the most important mortgage reads you do prior to home buying.  A better informed home buyer pays less in mortgage interest!
 

No matter how low interest rates get one of the most asked questions I continue to get is What Is Your Interest Rate?   My answer is always the same, it depends.  Borrowers whose only concern is to get the lowest interest rate, believe the lowest interest rate is the best deal.
When a Borrower calls, and this is their first question, the conversation usually goes something like this.  Sorry I can't just simply give you an Interest Rate.  The law requires me to also give you the Annual Percentage Rate (APR) for the Interest Rates I quote as well.  Also the APR can be different for the same Interest Rate based on whether the Interest Rate will have Points associated with it. 
At this point the Borrower will ALWAYS tell ... more

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