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The Offer Checklist
              
 
  "Always plan ahead. It wasn't raining when Noah built the ark." - Richard C. Cushing.   As you're actively searching for that perfect home, it's important to be ready once you find it. Lets have our plan, our Offer Checklist in place before we inevitably need it.   When it comes time to write an offer, this is what I will need to know:
Copy of your Pre-Approval Letter or (if cash) Proof of funds.   Spelling of all buyers formal or legal names.  
What type of financing (if any) will you be using? eg: Cash, Conventional, FHA, VA, Home Equity Line of Credit. Your mortgage professional should be able to provide you with this information.  
How much money are you putting down towards the purchase? It can be an actual dollar amount or a percentage of the purchase.  
Buyers Closing Costs? Often it can be possible to ask the seller to cover all or part of your closing costs. This additional amount usually runs between 2-4% of the loan amount. Keep in mind whenever we do ask the seller to cover these costs, it's basically coming directly from the sellers bottom line profit. In ... more

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