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Preparing for your 2017 home purchase
Are you thinking of purchasing a new home in 2017? Have you been looking online at houses for sale? Are you picking out the style and price range you'd like? If yes, this is a perfect point to get prepared to accomplish your dream as soon as possible. It is time to jump into the "real" process of preparing to buy a house.
There are four major things to think about before you are truly out there house hunting.
Credit scores.Credit scores are one of the major components that determine what type of loan you can utilize, how much you will need as a down payment, and what you can afford on a monthly basis. Obviously, the higher your credit score the better. If you haven't already pulled a credit report, you should do that immediately. You can request credit scores directly from the three credit bureaus (TransUnion, Equifax, and Experian) although there may be a charge to do so. You are also entitled to a once-a-year free report from Annual Credit Report  website. Another option is to contact your bank or mortgage broker and request that they pull your credit information.
You are going to need not only the score but also all the details behind it. This will help ... more

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