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How to Reduce Your Closing Costs
While the weather outside gets colder, Westfield real estate remains hot.  Experts believe Buyers seek out Westfield homes because of the easy commute to New York.  Families, in particular, love the excellent school system here.  New construction in the Westfield luxury home market continues to thrive.  One aspect of the home buying process that Buyers often forget about are the closing costs.  However, there are things you can do to keep these costs to a minimum.  Read on to learn how to reduce your closing costs when buying your next Westfield home.
How to Reduce Your Closing CostsClosing costs consist of loan origination fees, title insurance, underwriting fees, title search fees, appraisal fees, surveys and discount points among other fees.  These costs must be paid at the close of your Westfield home's sale.  And, these costs are completely separate from your down payment.  They typically total in the thousands.  Luckily, there are a few ways you can reduce these costs.
Close at the End of the MonthOne of the easiest ways to reduce your closing costs is by scheduling to close at the end of the month.  Why does this matter?  It saves you money on any prorated costs, such as taxes, interest ... more

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