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Do you buy a new home or sell your current home first?
Do you buy a new home or sell your current home first?
In today's real estate market with low inventories at almost all price points other than the $1 million to $2 million range the question asked by many potential home buyers is "Do we buy first or do we sell first?"
It is highly competitive out there buying a house today and for sellers when they list a home there is a big chance they will get multiple offers to select who the next owner of their home might be if it is correctly prepared for sale.
I decided to take this question to Mike Graff of Prosperity Home Mortgage, LLC to see what he suggested and if he had any answers.
So two suggestions from Mike, 1) Make an offer conditional upon the sale of your home, as Mike admitted this is often rejected by sellers who have just listed and are unwilling to take a chance on you selling your home quicklyas well. 2) Leverage the equity in your home, if you have it, using a Home Equity Line of Credit to buy the new home. This is conditional upon you being able to afford both loans plus the mortgage on the ... more

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