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What you need to know before renting a home in 2017
Are you thinking of signing a lease rather than buying a home?
Stop!
Read this before signing on the dotted line!
Times have changed and the fear of a 40% market crash have all but disappeared.  Fear of loss is outweighed by personal and financial benefits.
Why did the real estate market crash in 2006?
It was political and both parties were to blame.  Democrats felt as though home ownership was the right of all Americans and Republicans went along with the idea. The government forced banks and lending institutions to lend out money. Creative financing was created. First came Interest Only Loans. Then came Negative Amortized Financing. Then came "liar loan" with no verification of employment or income. Then came stated income loans. Financing for these creative financed loans was base upon adjustable interest rates with a starting interest rates low enough to make the payment affordable.
Home prices in many areas went up for three years in a row at rates of 28% 22% & 18%.  These prices were too high to sustain so the market began to fall.  Investors played the roll of the extra person in the game of Musical Chairs.  They abandoned ship quickly.  Once they began selling they flooded the ... more

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