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Short Sale Package | Standard Items Needed
Short Sale Package |Working with a Mortgage Company | Standard Items Needed!
Cover Sheet/Letter Authorization to Release Form Hardship Letter (supporting documents needed; i.e. divorce decree, bankruptcy, etc) Purchase Contract Signed by the buyer/seller, Addendums, Disclosure Good Faith Estimate or HUD-1 (must match the Purchase & Sale Agreement) Buyers Loan Approval Letter or Funds to Close Letter Copy of Buyer's Earnest Money Seller's Pay Check Stubs (last 2-3 months) Seller's W2's and Tax Returns (all pages) from the last 2 years Seller's Bank Statements (2 to 4 months back), 401K and Savings Acct Statements. Broker Listing Agreement, Addendums and Disclosures MLS Sheet Aggressive Marketing Plan MLS Sheets from previous listings BPO (Broker Price Opinion), YPO (Your Price Opinion), or some Lenders will accept a detailed CMA. Payoff Statements from all loans/lien holders.  Must reflect a "Good Through" date and any prepayment penalties. Be sure to read the following blog before creating your hardship letter! Hardship Letter | Imperative for Negotiating a Short Sale
 *If there is more than one lender, you must submit package and negotiate with both institutions.
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