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Tips To Improve Your Credit Score
Whether you remember the good old days or not, things were much easier in one aspect.  But with the implemenation of thousands of loan products & 100% financing, things have changed.  It used to be that "people" made decisions about your credit worthiness. You knew your banker and your handshake was all the collateral you needed. Those days are long gone....long gone, and now a single number - your FICO score - determines your credit worthiness. Although there are several credit models, the most commonly used is FICO, based on a model created by Fair, Isaac Company. Their consumer website is myfico.com, and you can find information about the FICO credit scores there. Your FICO credit score can be used to determine your interest rate, the percentage of financing you qualify for and how much credit a lender will give you. So taking care of your score, and keeping your credit clean will save you money both in the short term and in the long term. Preserving your FICO score, and improving it, is not difficult, but it may take time. Here are some tips to maintain and improve your score, based on three credit situations. Strategy One: Obtain a Credit History There ... more

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