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Alabama FHA Lender offers 97% financing, 95% refinance with No Minimum Credit Score!
 Alabama FHA Lender offers 97% financing, 95% refinance with No Minimum Credit Score!
For first time Alabama home buyers and other borrowers, the FHA home loans can have key advantages:
The FHA loan program was created to help increase Alabama homeownership. The FHA program makes buying a home easier and less expensive than other types of real estate mortgage home loan programs. Here are just some Examples of how FHA can help you buy a Alabama home,
FHA loans have Minimal down payment and Closing cost:
•·    Down payment less than 3% of Sales Price
•·    100% Financing options available
•·    No reserves or required.
•·    FHA regulated closing costs.
•·    Seller can credit up to 6% of sales price towards buyers costs.
Easier Credit Qualifying Guidelines such as:
•·    No minimum FICO score or credit score requirements.
•·    FHA will allow a home purchase 2 years after a Bankruptcy.
•·    FHA will allow a home purchase  3 years after a Foreclosure. 
Easier Debt Ratio & Job Requirement Guidelines such as:
•·    Higher Debt Ratio's than other home loan programs.
•·    Less than two years on the job is allowed.
•·    Self-Employed individuals o.k.
For Alabama banks and other mortgage lenders, FHA mortgage loan ... more

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