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First Time Buyers--There has NEVER been a better time to buy!
Real estate continues to be the best investment on the planet.  Of course, it is a long term investment where you can build equity and appreciation as well as enjoy the tax benefits of home ownership.  The new stimulus plan that was passed in February 2008 included a tax credit to first time homebuyers.  Any first time buyer (a buyer who has not owned a property in the past three years) is entitled to an $8000 tax credit if they purchase a property in 2009 prior to December 1st (as long as they qualify within the income limitations).  Unlike last year's tax credit of $7500 for those buyers that purchased from April through December in 2008 where repayment was required...the $8000 credit is just that, a credit with no repayment!
Mortgage rates continue to be at historic lows, there is an abundance of inventory on the market with prices either flat or declining in many areas of the country, and the buyer is in the driver's seat!  If a buyer has stable employment, good credit, and a nest egg available for a down payment and closing costs (or a family member willing to "gift" them funds to close, plus a knowledgeable and experienced REALTOR helping them navigate through the home buying process--BUY NOW!
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