Happy New Year! Fun Things to Do In and Around Silver Spring - 12/30/11 03:45 PM
It's the final weekend of 2011! We hope you've had a terrific year, and we extend our very best wishes for a safe and happy 2012. Here's a look at some of the fun things happening in our area as we head into the first week of the new year:
On Saturday, December 31 from 9am-4pm, do something a little different! The Wheaton International Market at the Wheaton Westfield Shopping Mall. This is the place in Montgomery County and the Greater Washington, DC area for bargain hunters and collectors who are seeking items for their homes, personal use or their collections. … (1 comments)

Make 2012 YOUR Year to Build Real Estate Investment Wealth - 12/29/11 06:25 PM
After another year of worldwide economic ups and downs, the news is no longer whether the Dow Jones Industrial Average is up or down on any given day. The news is that the stock market is volatile. Period. At any given day or any given moment, the stock market might be up or it might be down, but but wild swings have started to feel like the new normal.
It’s anyone’s guess what the new year will hold, but we can be fairly sure that the roller coaster ride will continue.
The stock market will continue to do what the stock … (0 comments)

Tax Strategies for the Investment-Minded Consumer - 12/27/11 07:29 PM
It's hard to believe that tax season is nearly here! If you own a Silver Spring home that is an exclusive rental property, you can deduct numerous expenses including taxes, insurance, mortgage interest, utilities, housekeeping, and repairs. According to HouseLogic, even towels and sheets are deductible! Use Schedule E. You can also write off depreciation, which is the value lost due to the wear and tear a home experiences over time.Treat the rental property like a business, says Mark Steber, chief tax officer at Jackson Hewitt Tax Services. Keep detailed records and maintain a separate checking account. Figure you’ll spend a … (0 comments)

Great Things To Do In and Around Silver Spring During the Upcoming Week - 12/23/11 03:26 PM
It's the Christmas holiday weekend, and Silver Spring home owners won't be at a loss for places to go and things to do! Here's a glimpse at the possibilities available during the upcoming week:
On Christmas Eve (Saturday, December 24), River Road Unitarian Universalist Congregation will hold two Christmas Eve Candle Lighting Services. The first, at 5:00pm, will be a Family Christmas Eve Candle Lighting. This will feature familiar carols and RRUUC's traditional Christmas Eve pageant.  The second Christmas Eve Service will begin at 8:15pm.  This service is titled, 'Joy to the World.' It features songs, choral music, and stories ancient and new,  … (1 comments)

YOU Can Unlock a World of Investor Wealth! - 12/22/11 04:07 PM
With interest rates at historic lows, and incredible bargains available in our local market, more and more of my clients are investing their money in real estate. Watch this short video and find out how almost anyone can get started today with very little down! Then contact me at (301) 452-5252 for a FREE consultation and to get a list of investment properties currently available in your area!
 

 
The EMA Real Estate Group are your local experts when it comes to investing in real estate. We ensure exceptional service, including both personal consultation (offering vast experience and knowledge … (2 comments)

Asking the Right Questions at an Open House - 12/21/11 11:45 AM
Making the Most of an Open House You Attend... Open houses are a time-honored tradition in real estate because they give agents a prime opportunity to showcase a for-sale home, meet prospective buyers and schmooze with neighbors who invariably drop by. Many agents are eager to quiz open house attendees about their home-buying plans. "How long have you been looking for a home? Are you working with an agent? Are you pre-qualified for a mortgage?" they ask. Why not turn the tables? An open house can be an opportunity for you to pump a local agent for some information about for-sale … (0 comments)

Winter Holiday Things To Do In and Around Silver Spring During the Upcoming Week - 12/16/11 08:47 PM
The winter holiday season is here, and Silver Spring home owners are fortunate to have LOADS of places to go and things to do! Here's a glimpse at the possibilities available for your enjoyment during the upcoming week:
On Saturday, December 17, why not take the family to Brookside Gardens for the (free!) Winter Display and Train Exhibit. The Winter display inside the conservatories coincides with ‘Garden of Lights’ outside, and includes a garden railway landscaped with a variety of evergreens and conifers as well as colorful flowering plants of the season. The Train Exhibit runs through January 8, 2012. Call … (2 comments)

Maryland FHLB First-Time Homebuyer Grant Program - 12/16/11 06:32 PM

A program that provides low and moderate income home buyers with up to $7500 in matching funds for down payment and closing cost assistance from FHLB-approved lenders. Requirements include:You must be a first time home buyer, your income is at or below 80% of the area median income, you must contribute at least $1,000 of your own funds, it is a 4-1 matching program and you must take a home buyer class.
The home buyer class (or credit canceling class) is a requirement only after you have a ratified contract. Who qualifies as a first time home buyer? If you … (0 comments)

The Benefits of Investing in Real Estate - 12/15/11 06:18 PM
Real estate investors in the Silver Spring area know that there are numerous benefits to investing in real estate. Wondering what those benefits are? Read on for some terrific points from CIAS.com :
Cash flow can be a steady and significant stream of income. Your cash flow will increase over the years. Cash is liquid, and can be prudently invested. And remember...most stocks don't provide cash flow.
Investment real estate appreciates, which should always be considered a bonus. Yearly home appreciation averaged more than 5% over the past 40 years. You have the ability to help your property appreciate by making … (0 comments)

NAR to Congress: Home Owners Need Safe, Affordable Mortgages - 12/13/11 05:50 PM
We agree with the National Association of Realtors®: American home buyers and home owners need access to affordable, safe mortgages in all local markets, no matter what’s happening in the economy. That's what NAR Director Tom Salomone told the House Financial Services Subcommittee on Capital Markets and Government Sponsored Enterprises last week.
To make sure consumers can get mortgages even when the economy falters, the government needs to continue to support the nation’s two giant mortgage guaranty companies, Fannie Mae and Freddie Mac, Salomone said.
Private companies buy mortgages from the lenders that make the loans retreat from the mortgage marketplace … (0 comments)

MONTGOMERY VILLAGE REAL ESTATE: 'Gem' of a Townhome in an Attractive Neighborhood - 12/13/11 05:30 PM
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Create a Home Inventory for Insurance - 12/12/11 08:18 PM
Experiencing a theft, flood, fire, or other casualty loss can be devastating. Imagine trying to list from memory for your insurance claim every single item that was damaged or destroyed. The task will be less daunting if you create a home inventory in advance and keep it in a safe place. We turned to HouseLogic for some great ideas on this very topic.
Having a digital camera and camcorder will make creating an inventory much easier. Set aside enough time to review your insurance policies, dig up receipts, document your possessions, and figure out where you’ll store your records. One day … (1 comments)

Fun Things To Do In and Around Silver Spring During the Upcoming Week - 12/09/11 07:03 PM
 The holiday season is in full gear, and Silver Spring home owners are fortunate to have LOADS of places to go and things to do! Here's a glimpse at the possibilities available for your enjoyment during the upcoming week:
Saturday, December 10: Join the Winter Celebration hosted by TLC. From 10am-2pm, there'll be free admission at the Veterans Plaza Silver Spring Skating Rink (please bring a nonperishable food donation for the Capital Area Food Bank).
 Also on Saturday, stop by the Silver Spring Farmers Market (it's open through December 30) from 10am-1pm. The Silver Spring market can be found in … (1 comments)

Take Action Now to Turn Things Around in 2012 - 12/06/11 06:27 PM
Recent economic upheaval has taken a hefty toll. Looking forward to 2012, it’s impossible to know what’s next and the kind of an impact that an upturn or a downturn at the national level stands to have on your family’s finances.
Regardless of what happens in Washington or on Wall Street, two things are very clear: you are not alone and now is the time to prepare for a new normal.
With a national epidemic of unemployment or underemployment, and 25 percent of the homeowners in the country owing more on their home than they could net for it in … (1 comments)

 
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Emcee M. Arah, CDPE, CIAS, REMAX ~Sil Spr, MD~ EMA Real Estate Group

Silver Spring, MD

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Remax Excellence Sil Spr, MD, VA & DC.

Address: 10230 New Hampshire Avenue, Suite 100, Silver Spring, MD, 20903

Office Phone: (800) 666-3705 x 208

Cell Phone: (301) 452-5252

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