Eddie 's Blog

If we look over the last 35 or so years we have enjoyed about 3 years where rates are as low as they have been recently.  That's the lowest 10% of the modern mortgage era.  That's better than 9 out of every 10.  I've had customers ask me recently, "Do you think rates will get down to 4%? The Fed'...

It used to be either pay taxes on your income or pay a higher mortgage interest rate on a stated program.  Now it's pay taxes on your income if you want a rate - period.  I believe the eyes were opened by those in the government at how many people do not file taxes on earned income.  Maybe that h...

Mortgage rates at all time lows! Rates as low as 1.99%! Stop paying too much! We promise you the best rates! Guaranteed! Payments as low as $295! (Not an advertisement.) It doesn't matter if you're shopping for a home loan or not you can't ignore the swarm of mortgage ads on the television or int...

I was in a real estate office today and was told by a few agents that Countrywide would no longer make 100% LTV loans.  I'm looking for some type of confirmation or information that would clarify if this is true.

My mortgage coach told me once that I wasn't in the mortgage business. He said, "You're in the marketing business.  You already know how to do loans."  I'm pretty sure he was right.  I've tried just about everything over the past 5 years from radio, television, real estate guides, etc. I recently...