"Soft Market" Requirements - 11/29/07 11:02 AM
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And the Praise goes to.... - 11/29/07 10:21 AM
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Welcome to beautiful Mint Hill, NC - 11/28/07 11:10 AM
Mint Hill, NC is a suburban city located just southeast of Charlotte, NC. Mint Hill was settled as a community in 1750 and was later incorporated in 1971. Mint Hill residents enjoy a tremendous community spirit and take pride in both its future and its history. Mint Hill has been a
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Inside the Money 11/28/2007 (Pineville Edition) - 11/28/07 10:40 AM
This week, Inside the Money: Rates fluctuate, but remain steady Mortgage rates for Pineville and the local area remained steady in the lower 6% range over the past week. Rates are still fluctuating from day to day, usually about 1/8 a point at a time. This is good news as buyers look to
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Inside the Money 11/28/2007 - 11/28/07 10:33 AM
This week, Inside the Money: Rates fluctuate, but remain steady Mortgage rates for Charlotteand the local area remained steady in the lower 6% range over the past week. Rates are still fluctuating from day to day, usually about 1/8 a point at a time. This is good news as buyers look to cash
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Welcome to Pineville, NC - 11/27/07 10:58 PM
Pineville, NC was incorporated in 1873 and rests on the southern end of Mecklenburg County on the South Carolina border. The cornerstones of Pineville are Carolina Place Mall and Carolina's Medical Center. The town has a good mix of residential and business development throughout the area. Pineville offers an historic downtown
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How to Make Your Offer Stand Out - 11/27/07 10:48 PM
If you're looking to buy a home, and the market has more homes than buyers, it can be hard to get the attention of the seller of a home you love. Many sellers have multiple offers in on their home, and their goal is to get the highest possible price, with
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How to Make Your Offer Stand Out - 11/27/07 10:46 PM
If you're looking to buy a home, and the market has more homes than buyers, it can be hard to get the attention of the seller of a home you love. Many sellers have multiple offers in on their home, and their goal is to get the highest possible price, with
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Asking for Help - 11/26/07 08:59 PM
I need your help. I have been working for some time at re-vamping my website (www.EdNailor.com) and have finally launched the updated site. With this launch I am asking for your help. If you do not mind, could you take a few minutes to explore my website and provide some honest feedback please? Here
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Great News Weddington! - 11/26/07 07:21 AM
An interesting article appeared in Friday's Charlotte Observer. Due to copyright laws, I can not do a simple copy/paste, so I will do my best to summarize for you. The article can be found online at http://www.charlotte.com/, at least for the time being. In an article titled "Price trends? Area stats among
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Great News Waxhaw! - 11/26/07 07:20 AM
An interesting article appeared in Friday's Charlotte Observer. Due to copyright laws, I can not do a simple copy/paste, so I will do my best to summarize for you. The article can be found online at http://www.charlotte.com/, at least for the time being. In an article titled "Price trends? Area stats among
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Great News Cornelius! - 11/26/07 07:19 AM
An interesting article appeared in Friday's Charlotte Observer. Due to copyright laws, I can not do a simple copy/paste, so I will do my best to summarize for you. The article can be found online at http://www.charlotte.com/, at least for the time being. In an article titled "Price trends? Area stats among
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Great News Kannapolis! - 11/26/07 07:17 AM
An interesting article appeared in Friday's Charlotte Observer. Due to copyright laws, I can not do a simple copy/paste, so I will do my best to summarize for you. The article can be found online at http://www.charlotte.com/, at least for the time being. In an article titled "Price trends? Area stats among
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Great News Matthews! - 11/26/07 07:16 AM
An interesting article appeared in Friday's Charlotte Observer. Due to copyright laws, I can not do a simple copy/paste, so I will do my best to summarize for you. The article can be found online at http://www.charlotte.com/, at least for the time being. In an article titled "Price trends? Area stats among
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Great News Huntersville! - 11/26/07 07:15 AM
An interesting article appeared in Friday's Charlotte Observer. Due to copyright laws, I can not do a simple copy/paste, so I will do my best to summarize for you. The article can be found online at http://www.charlotte.com/, at least for the time being. In an article titled "Price trends? Area stats among
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Great News Matthews! - 11/26/07 07:14 AM
An interesting article appeared in Friday's Charlotte Observer. Due to copyright laws, I can not do a simple copy/paste, so I will do my best to summarize for you. The article can be found online at http://www.charlotte.com/, at least for the time being. In an article titled "Price trends? Area stats among
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Great News Pineville! - 11/26/07 07:13 AM
An interesting article appeared in Friday's Charlotte Observer. Due to copyright laws, I can not do a simple copy/paste, so I will do my best to summarize for you. The article can be found online at http://www.charlotte.com/, at least for the time being. In an article titled "Price trends? Area stats among
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Great News Concord! - 11/26/07 07:12 AM
An interesting article appeared in Friday's Charlotte Observer. Due to copyright laws, I can not do a simple copy/paste, so I will do my best to summarize for you. The article can be found online at http://www.charlotte.com/, at least for the time being. In an article titled "Price trends? Area stats among
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Great News Gastonia! - 11/26/07 07:11 AM
An interesting article appeared in Friday's Charlotte Observer. Due to copyright laws, I can not do a simple copy/paste, so I will do my best to summarize for you. The article can be found online at http://www.charlotte.com/, at least for the time being. In an article titled "Price trends? Area stats among
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Great News Monroe! - 11/26/07 07:10 AM
An interesting article appeared in Friday's Charlotte Observer. Due to copyright laws, I can not do a simple copy/paste, so I will do my best to summarize for you. The article can be found online at http://www.charlotte.com/, at least for the time being. In an article titled "Price trends? Area stats among
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Great News Charlotte! - 11/26/07 07:07 AM
An interesting article appeared in Friday's Charlotte Observer. Due to copyright laws, I can not do a simple copy/paste, so I will do my best to summarize for you. The article can be found online at www.Charlotte.com, at least for the time being. In an article titled "Price trends? Area stats among
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After Christmas Tree Removal - 11/21/07 11:25 AM
For those of you in the Charlotte area, especially in Ballantyen and Pineville, my son's Cub Scout pack will be offering a tree removal service to take away your Christmas trees after the holidays. I believe it is just a donation to the pack that is required. All money raised is
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After Christmas Tree Removal - 11/21/07 11:23 AM
For those of you in the Charlotte area, especially in Ballantyen and Pineville, my son's Cub Scout pack will be offering a tree removal service to take away your Christmas trees after the holidays. I believe it is just a donation to the pack that is required. All money raised is
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RE: Freddie's New Fees - Important News! - 11/21/07 10:59 AM
"Ask and ye shall receive" I recently posted about the delivery fees that Freddie Mac will be imposing on loans with score below 680 and LTV's above 70%. With that report, I have been asked several times how this will work... Will the borrower need to have an additional 2% for closing?
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Inside the Money 11/21/07 - 11/21/07 08:57 AM
This week Inside the Money: Freddie Mac announces Higher Costs for Mortgages Freddie Mac announced that beginning March of 2008, it will impose "delivery fees" to lenders that write loans with credit scores below 680 and with loan to values over 70%. The fees will range from 0.75% to 2% of the loan
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The Purpose of an Appraisal - 11/20/07 10:35 PM
When applying for a mortgage loan, one of the major considerations is the value of the home. After all, a lender will not want to lend more money on a home than it is worth. So to establish its value, a licensed appraiser will be normally required to perform an appraisal of
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UPDATE: Urgent news about Mortgage Costs - 11/20/07 04:40 PM
Earlier today I posted about the fact that Freddie Mac had announced new "delivery fees" that they are planning to require beginning March of 2008. I just read an article in the news that might expain why this is... According to the Associated Press, Freedie Mac lost $2 billion in the 3rd
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High Recommendations - 11/20/07 03:04 PM
I have decided that each and every week I will submit a post highlighting someone within our community that does an outstanding job and deserves a pat on the back. Normally I would do this on Thursday (yes, I have a schedule for these things!) but with Thanksgiving hitting us this week,
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Turkey Hours for Ed Nailor - 11/20/07 02:16 PM
Happy Thanksgiving to All! Just a quick update as to my hours over the next couple days. I will be in on Wednesday November 21 from 9:00 am until about 12:00 noon. After that I am heading home to prepare for our Thanksgiving Dinner. We will be celebrating Thanksgiving on Wednesday at our
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URGENT NEWS ABOUT MORTGAGE COSTS- Will affect us ALL - 11/20/07 12:52 PM
I just got word that Fannie Mae and Freddie Mac are about to raise the cost of obtaining a mortgage! This is not a normal rate fluctuation we are talking about. What is being proposed and expected is that there will be a add-on "delivery fee" charged by Fannie and Freddie to
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Where else? - 11/20/07 07:55 AM
Ok... so I am contributing to Active Rain daily. I post to Craigslist now daily as well. I am actively adding to my own blog on my own site. I have discovered Backpage.com and post there. Can anyone share other places for posting or running free ads? Maybe we can all learn from this! ______________________________ Ed NailorHome
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Do you go beyond the Points? - 11/20/07 06:46 AM
It has not taken me long to earn a respectable number of points here on Active Rain. I noticed from the beginning that those with the most points are featured everywhere and when someone is seeking a professional (especially on Localism) that the people near the top have the best shot
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441 Robin Reed Court is a Hidden Treasure In Pineville - 11/20/07 06:36 AM
In a joint marketing effort, this home ad is sponsored by Ed Nailor, 1st Metropolitan Mortgage. Get Pre-approved for a home mortgage loan to buy this home today! With a large variety of home mortgage products still available, you may even be able to buy this home with no money
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3124 Planters Ridge Gastonia, NC - Stunning Custom Home - 11/20/07 06:29 AM
In a joint marketing effort, this home ad is sponsored by Ed Nailor, 1st Metropolitan Mortgage. Get Pre-approved for a home mortgage loan to buy this home today! With a large variety of home mortgage products still available, you may even be able to buy this home with no money
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Home for the Holidays in Waxhaw, NC - 11/19/07 08:06 AM
Waxhaw, NC is one of my favorite places this time of year. With the seasons changing and the holidays approaching, the southern charm of Waxhaw just stands out! The friendliness of the people really comes to life! As you drive around Waxhaw you will see the holiday spirit coming to life. Lights
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Home for the Holidays in Weddington, NC - 11/19/07 08:05 AM
Weddington, NC is one of my favorite places this time of year. With the seasons changing and the holidays approaching, the southern charm of Weddington just stands out! The friendliness of the people really comes to life! As you drive around Weddington you will see the holiday spirit coming to life. Lights
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Home for the Holidays in Matthews - 11/19/07 08:03 AM
Matthews, NC is one of my favorite places this time of year. With the seasons changing and the holidays approaching, the southern charm of Matthews just stands out! The friendliness of the people really comes to life! As you drive around Matthews you will see the holiday spirit coming to life. Lights
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Home for the Holidays in Kannapolis - 11/19/07 08:02 AM
Kannapolis, NC is one of my favorite places this time of year. With the seasons changing and the holidays approaching, the southern charm of Kannapolis just stands out! The friendliness of the people really comes to life! As you drive around Kannapolis you will see the holiday spirit coming to life. Lights
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Home for the Holidays in Pineville - 11/19/07 08:00 AM
Pineville, NC is one of my favorite places this time of year. With the seasons changing and the holidays approaching, the southern charm of Pineville just stands out! The friendliness of the people really comes to life! As you drive around Pineville you will see the holiday spirit coming to life. Lights
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Home for the Holidays in Huntersville - 11/19/07 07:07 AM
Huntersville, NC is one of my favorite places this time of year. With the seasons changing and the holidays approaching, the southern charm of Huntersville just stands out! The friendliness of the people really comes to life! As you drive around Huntersville you will see the holiday spirit coming to life. Lights
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Home for the Holidays in Concord - 11/19/07 07:02 AM
Concord, NC is one of my favorite places this time of year. With the seasons changing and the holidays approaching, the southern charm of Concord just stands out! The friendliness of the people really comes to life! As you drive around Concord you will see the holiday spirit coming to life. Lights
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Home for the Holidays in Gastonia - 11/19/07 07:01 AM
Gastonia, NC is one of my favorite places this time of year. With the seasons changing and the holidays approaching, the southern charm of Gastonia just stands out! The friendliness of the people really comes to life! As you drive around Gastonia you will see the holiday spirit coming to life. Lights
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Home for the Holidays in Monroe - 11/19/07 06:59 AM
Monroe, NC is one of my favorite places this time of year. With the seasons changing and the holidays approaching, the southern charm of Monroe just stands out! The friendliness of the people really comes to life! As you drive around Monroe you will see the holiday spirit coming to life. Lights
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Home for the Holidays in Charlotte - 11/19/07 06:57 AM
Charlotte, NC is one of my favorite places this time of year. With the seasons changing and the holidays approaching, the southern charm of Charlotte just stands out! The friendliness of the people really comes to life! As you drive around Charlotte you will see the holiday spirit coming to life. Lights
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GLOOM AND DOOM... its not bad after all - 11/17/07 08:04 AM
THE SKY IS FALLING! THE HOUSING MARKET IS DEAD! NO ONE CAN GET A HOME LOAN! FORECLOSURES OVERTAKE SALES! BUYING A HOME IS THE WORST IDEA EVER! Pretty dramatic huh? I am waiting for these headlines to be on the front page of the paper soon. Take a look at your local news paper... The headlines
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SPW's... do you? - 11/16/07 08:38 AM
As a mortgage professional I am seeking the best ways to help professional real estate agents like those of you on Active Rain. I want to help you succeed in business. The more I help you succeed, the more I succeed. The idea of pouring yourself into others has always appealed
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Pictures do this home no justice! You simply must see to appreciate! - 11/16/07 08:14 AM
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1039 Castle Rock Ct in Concord, NC - Awesome Deal - 11/16/07 08:10 AM
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Amazing Upscale Townhouse in Hillside East - 11/16/07 08:08 AM
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Beautiful Ballantyne Townhome Available - 11/16/07 08:02 AM
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Inside the Money 11/15/07 - 11/15/07 01:06 PM
As many people have heard, Bank of America has decided to exit the wholesale marketplace to pursue a stronger retail presence in the mortgage industry. This is not considered to be a major blow to wholesale. While BOA is a big name bank, their presence in the wholesale market was very
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Headshots- where'd you get yours? - 11/14/07 10:21 PM
So the profile pic I have right now is a clip from my cell phone's camera. It works for now, but I really want to get a professional headshot done. However, budget for this type of thing is limited... So, here's the question.... Where did you get your headshot done? Or did you
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Because it matters - 11/14/07 05:44 PM
When I first met Michelle, I was impressed. She was sharp, articulate and had a good sense of humor. The more I get to know her, the more impressed I am. This is not your ordianary real estate agent. Her name is Michelle Graves. She is a REALTOR with Keller Williams Realty in the
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Yahoo me! Ed Nailor is now available via Yahoo! Messenger - 11/13/07 03:01 PM
Public Announcement: Ed Nailor is now avialable on Yahoo! Instant Messenger! You can reach me by messenger as ednailor. Ed Nailor is a home mortgage loan specialist with 1st Metropolitan Mortgage in Charlotte, NC. He can be reached at 704-248-8694, or now you can instant message him online with Yahoo! Messenger! _______________________________________________________________________ I have also
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AR Question: Views - 11/13/07 02:17 PM
So I am looking through the groups I have subscribed to and see the views vs. comments. Got me wondering, if we post something on here that is also posted on Localism, does the view count on Active Rain also count the views on Localism? Just curious. And if not, is
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The University Area (University City) is For Sale! (Charlotte, NC) - 11/12/07 01:27 PM
That's right! The University Area, in Charlotte, NC is for sale and you can own a peice of it! Right now is one of the best times in history to buy a home in the University area of Charlotte, NC! Not only are mortgage rates still near 30 year lows, but
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NoDa is For Sale! (Charlotte, NC) - 11/12/07 01:24 PM
That's right! NoDa, in Charlotte, NC is for sale and you can own a peice of it! Right now is one of the best times in history to buy a home in the NoDa area of Charlotte, NC! Not only are mortgage rates still near 30 year lows, but there have
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South Park is For Sale! (Charlotte, NC) - 11/11/07 09:32 PM
That's right! South Park, in Charlotte, NC is for sale and you can own a peice of it! Right now is one of the best times in history to buy a home in the Southpark area of Charlotte, NC! Not only are mortgage rates still near 30 year lows, but there
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Ballantyne is For Sale! (Charlotte, NC) - 11/11/07 09:28 PM
That's right! Ballantyne, in Charlote, NC is for sale and you can own a peice of it! Right now is one of the best times in history to buy a home in the Ballantyne area of Charlotte, NC! Not only are mortgage rates still near 30 year lows, but there have
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Dilworth is For Sale! (Charlotte, NC) - 11/11/07 09:25 PM
That's right! Dilworth, in Charlotte, NC is for sale and you can own a peice of it! Right now is one of the best times in history to buy a home in Dilworth, Charlotte, NC! Not only are mortgage rates still near 30 year lows, but there have not been a
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Myers Park is For Sale! (Charlotte, NC) - 11/11/07 09:19 PM
That's right! Myers Park, NC is for sale and you can own a peice of it! Right now is one of the best times in history to buy a home in Myers Park, NC! Not only are mortgage rates still near 30 year lows, but there have not been a better selection
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Monroe, NC is For Sale! - 11/10/07 12:04 PM
That's right! Monroe, NC is for sale and you can own a peice of it! Right now is one of the best times in history to buy a home in Monroe, NC! Not only are mortgage rates still near 30 year lows, but there have not been a better selection of homes
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Charlotte, NC is For Sale! - 11/10/07 11:22 AM
That's right! Charlotte, NC is for sale and you can own a peice of it! Right now is one of the best times in history to buy a home in Charlotte, NC! Not only are mortgage rates still near 30 year lows, but there have not been a better selection of homes
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Waiting for the smoke to clear? Its time to jump in the fire! - 11/10/07 11:07 AM
It seems like at least 5 times a week I speak to someone that wants to buy a home, but with all the negative press about the housing and mortgage markets, they are waiting for the smoke to clear. They are nervous and scared and don't understand what it all means. Each
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For Sale: 545 Butternut Ln Matthews, NC - 11/09/07 07:19 AM
Take a look at this!! This home has 4 Bedrooms!! Ranch w/.66 acres, quiet neighborhood, new flooring in living & dining, slate floor in kitchen, tile shower & floor in Master Bath, new deck & fence overlooking great yard. New Heat/AC(2006). Union County taxes & schools. 1 Year Home Warranty provided.
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For Sale: 1039 Castle Rock Ct Concord, NC - 11/09/07 06:53 AM
Seller Motivated, bring all offers! Seller willing to contribute $2,000 in CC'S W/ acceptable offer. Well-maintained home in Cabarrus County! Spacious Kitchen, great open floor plan with beautiful laminate flooring, better than new! Spacious backyard with a deck, great for entertaining! Air-conditioned workshop, perfect for that handyman in the family.
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WIDGETS! Just found them.. what is your favorite? - 11/08/07 07:43 PM
Would love to know what everyone's favorite widgets are? Anyone care to share? http://www.widgetbox.com/ is where i have found mine. Seems there are a ton of different widgets out there. You can tell many of them are created for MySpace and Facebook, but some have great appeal here too. Look at everyone's
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HELP! Save my family's future! - 11/08/07 06:05 PM
I have been turned down by the bank. I was told I did not make enough money or have enough savings. Yet the house payment for the home I want to buy is LESS than the rent I have paid for the past 4 years with no problem! But now that brokers have been
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banks / brokers / yeild spread premium / THIS AGAIN??? - 11/06/07 03:37 PM
I know this will not be the last time this is addressed, but please everyone pay attention... LOL How money works (banks vs. brokers) Banksget their money from Fannie / Freddie / Whoever will supply it. They sell the loan product to the consumer. Then once it is closed, they sell it right back
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Time to Shut Up and Do Something! HR 3915 - 11/06/07 02:07 PM
So we have all seen and read all the chatter about how this HR 3915 bill is going to kill the mortgage broker business. The sky is falling and Armageddon is upon us. Life as we know it will change. Yes, there is a hint of sarcasm. Sorry. I know we have idiots
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Bye Bye BOA - hope you fall on your face! - 11/06/07 11:18 AM
By now many of you have heard that Bank of America has decided to leave the wholesale mortgage business and focus more directly on the retail side. In doing so they are laying off their wholesale people and ending relationships with a tremendous number of mortgage brokers nationwide. Some are surprised by
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Afraid to Buy a House? Why Renting is Risky Business - 11/05/07 05:15 PM
Let's get real here. Buying a house is a big decision. But not necessarily a risky one. One of the largest concerns for most people is losing the house. What happens if something comes up and income goes away and we can't make the payment? Don't let this concern stop you from
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Another newbie question - Points for blogs - 11/05/07 11:27 AM
I have looked around and maybe I am missing it, but how do you know how many point any blog entry will get? I have a few that are only 200, some that are close to 300. Not that the number of words is any different (was my first thought), but
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Posting to more than 5 groups? - 11/05/07 11:21 AM
I did not know when I first started that I could only post a specific blog entry to a max of 5 groups. So as I checked off all of the groups I have joined and have interests in, the first 5 were the only ones that it took. Ok... fair
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Generic results wanted please - 11/05/07 11:13 AM
Let me ask a question. This is a serious one too... Would you recommend a buyer work with a real estate agent that only helped them via phone or email? Or do you recommend them to find someone that will meet with them face to face to discuss something so big
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Thank you Jimmie Johnson - 11/04/07 09:31 PM
I am not the biggest NASCAR fan out there, by any means. I am a fan, but don't live and die it like some do. I do follow the Hendrick Motorsports crews closely, most because I once worked for the Hendrick organization. I must say a big thank you though to Jimmie
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It's a No-Brainer! For some of us, that's a GOOD thing! - 11/04/07 09:17 PM
Follow up has been made easy! I love it when someone takes the time to remember me. Yet at times, my follow up has been lacking. Not anymore! I found Send Out Cards! This system allows you to send real cards without the hassle of going down to the store and picking out
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A new perspective - 11/04/07 08:51 PM
I highly recommed everyone take a weekend to get away. I did. I spent the past weekend freezing my tail off overnight camping with my son's cub scout pack. The temps got down in the 30's and with the shade it never really seemed to get out of the 50's. Chilly
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Camping this weekend - 11/02/07 01:47 PM
This weekend I will be doing something I have not done in years. I am going camping. And not in an RV! I am taking my 8 year old son camping with his Cub Scout pack. We will be heading out to a state park nearby and spending the weekend camping, fishing
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The advantages of pre-qualification - 11/02/07 12:38 PM
So you are considering buying a home. Maybe you are already in the market for a home. You could be a first time home buyer or this could be your third home. Maybe this is your dream home, a starter home... or even an investment property. No matter what type of
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Link Exchange- All States Requested - 11/01/07 09:07 PM
Hey all. The power of this site amazes me! I am wondering if there is any interest in creating a link exchange. I am thinking about adding 50 or more links, at least one to a professional in each state. If a group of us did this, we each could have 50 links
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HELP! - 11/01/07 08:50 PM
See... it worked! I have only been an ActiveRain member for a short period of time... 4 days as of this post! I have posted 11 times (this is # 12) and am beginning to find my way around. But one thing has already jumped out at me like a big flashing
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NAMB, will you please stand up? - 11/01/07 01:26 PM
I have read posts from several people that are touting the great benefits for joining the National Association of Mortgage Brokers. I have given this great thought and consideration, and have come to decide that at this point I will not join. Here is why... Over the past 10 months, our industry
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UPDATE- Ed Nailor has joined 1st Metropolitan Mortgage, Charlotte NC - 11/01/07 07:26 AM
MORE OPTIONS, BETTER SERVICE AND THE EXPERTISE YOU CAN TRUST Ed Nailor, mortgage specialist in Charlotte NC has recently joined the 1st Metropolitan Mortgage organization. As part of this move, Ed brings his expertise to a company that offers the best programs available. As a mortgage professional since 2003, Ed Nailor has
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