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charlotte mortgage: Forget Timing, Choose the Right House - 06/02/08 02:14 PM
Waiting on the Right Time to Buy a Home? How about finding the right home to buy now?
Money Magazine punlished an article recently that echos what I have been saying for quite some time. Too many people are waiting for the perfect time to buy, thinking they can time the "bottom" of the market to get the best possible home. Yet even Money Magazine, one of the most trusted magazines about finances says this is not a wise move!
Check out more about this article at Great Home or Great Timing
Who knew I was as smart as those Money … (3 comments)
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charlotte mortgage: Rising FHA Loan Costs - 05/17/08 06:36 AM
Effective July 14, 2008, HUD has approved an increase in FHA mortgage insurance premium rates. The increases are "Risk Based" and will vary based on loan to value and credit score.
FHA still requires a minimum 3% down payment, but for those that put down more, the premiums will be lower. The better the credit score is, the lower the premiums will be.
For those on the lower end of credit with minimal down, they will see the most significant increases in FHA mortgage insurance premium costs.
So how much are the increases, and how much will it affect FHA mortgages? … (3 comments)
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charlotte mortgage: Mortgage loans for NC teachers - 05/13/08 09:25 AM
North Carolina Teachers deserve Special Treatment
Announcing special mortgage loan financing program for North Carolina Teachers.
My wife is a teacher, so I know first hand the stresses and under-appreciation NC teachers get. They do not get the support or credit they deserve. I may not be able to do a lot to correct that, but I will do my part.
All summer long, I will be offering special mortgage options for North Carolina teachers. With great low mortgage rates and discounted closing costs, I want to help encourage NC teachers to buy a home or refinance their higher rate … (4 comments)
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charlotte mortgage: SSID Ideas - 12/26/07 03:22 PM
Do you have a WIFI network at home? Maybe your own WIFI at work? Here's a quick tip...
When setting up your WIFI network, instead of the normal names like "Home Network", "Linksys", "Netgear" or the ever poetic "Belkin Router", make your SSID name an advertisment of your website! For example, if you come into my office building and look for available WIFI networks to connect to, mine will show up as "visit EdNailor.com"
While I do have my network secure and you could not use my WIFI network, it is broadcasting 24/7 365, so who knows if someone might see that and be curious … (12 comments)
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charlotte mortgage: Truth in Advertising? - 12/14/07 06:23 AM
So don't get me wrong.. I am all for truth in advertising. I for one was beginning to wonder if it still exisited!
We have all heard the commercials for car dealers, mortgage companies, home builders, etc etc etc. For those of us in any sales related business, we know that most of what they say in these commercials if twists of words, half truths and in many ways just outright deceptive. They are simply intended to get the phone ringing.
Well, yesterday I hear the absolutely BEST commercial that touted truth in such a blatant way that I stopped all I was doing … (7 comments)
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CarolinaMortgageConnection.com
Dedicated to educating, inspiring and assisting in the American Dream. Information to assist you through the hundreds of mortgage loans available today.
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The articles, reviews and stories written and published on this website are simply the opinions of Ed Nailor. While Ed Nailor has professional experience as a mortgage loan officer, the information posted on this website should not be taken as personal counsel or an endorsement of anything. For mortgage related counsel or advice to be meaningful and effective, one must sit down one on one with a professional to discuss the particulars of their situation. Ed Nailor can not be held liable for any decisions you make as a result of what you might read or infer on this website. Proud supporter of the Right to Free Speech.
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