lenders: Yes, REALTORS are missing the boat with Lenders too. - 06/02/08 02:50 PM
Recently, Jonathan Osman wrote a well pointed piece about how mortgage professionals are missing the boat when it comes to working with Realtors. I agree 100% with what he said, but wanted to bring another perspective to this topic.
Realtors are missing the boat with Lenders as well. Sure, there are … (57 comments)

lenders: Another Underwriting Change - 01/14/08 07:40 PM
Chase, one of the leader wholesale lenders, has announced some big changes and modifications to their product line up.  
Here are a few of the highlights: Elimination of their Alt A Products Elimination of the MyCommunityMortgage Interest Only Product Increase of Min Credit Scores for Non-Agency 30 and 40 year loans and … (3 comments)

lenders: Inside the Money 12/19/07 - 12/19/07 05:22 PM
Last week I was unable to publish my weekly update on the mortgage industry. For those of you that enjoy the updates, I do apologize! With the holidays here, please understand that the next couple weeks will be hectic and I will try to publish as much as I can.
Rates
Over the … (2 comments)

lenders: Inside the Money 12/05/07 - 12/05/07 10:04 PM
This week, Inside the Money:
Rates drop slightly
Mortgage rates for Charlotte and the local area dropped slightly to the lower 6% range over the past week. Rates are still fluctuating from day to day, usually about 1/8 a point at a time. This is good news as buyers look to cash in on a … (2 comments)

lenders: Inside the Money 11/28/2007 (Pineville Edition) - 11/28/07 10:40 AM
This week, Inside the Money:
Rates fluctuate, but remain steady
Mortgage rates for Pineville and the local area remained steady in the lower 6% range over the past week. Rates are still fluctuating from day to day, usually about 1/8 a point at a time. This is good news as buyers look to … (0 comments)

lenders: Inside the Money 11/28/2007 - 11/28/07 10:33 AM
This week, Inside the Money:
Rates fluctuate, but remain steady
Mortgage rates for Charlotteand the local area remained steady in the lower 6% range over the past week. Rates are still fluctuating from day to day, usually about 1/8 a point at a time. This is good news as buyers look to cash … (0 comments)

lenders: Inside the Money 11/21/07 - 11/21/07 08:57 AM
This week Inside the Money:
Freddie Mac announces Higher Costs for Mortgages
Freddie Mac announced that beginning March of 2008, it will impose "delivery fees" to lenders that write loans with credit scores below 680 and with loan to values over 70%. The fees will range from 0.75% to 2% of the loan … (5 comments)

lenders: Inside the Money 11/15/07 - 11/15/07 01:06 PM
As many people have heard, Bank of America has decided to exit the wholesale marketplace to pursue a stronger retail presence in the mortgage industry. This is not considered to be a major blow to wholesale. While BOA is a big name bank, their presence in the wholesale market was very … (0 comments)

lenders: No favors please - 10/28/07 07:32 AM
Good morning all.
I have noticed, not so much here, but in general that there seems to be a riff between real estate agents and mortgage professionals. When I first started, I wondered why that was. But as I have developed in my business, I am beginning to understand why.
Right off the … (11 comments)

 
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The articles, reviews and stories written and published on this website are simply the opinions of Ed Nailor. While Ed Nailor is a mortgage professional, the information posted on this website should not be taken as personal counsel or an endorsement of anything. For mortgage related counsel or advice to be meaningful and effective, one must sit down one on one with a professional to discuss the particulars of their situation. Without the personal consultation, Ed Nailor can not be held liable for any decisions you make as a result of what you might read or infer on this website. Proud supporter of the Right to Free Speech.


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