mortgage: Half Priced Homes for Firefighters - 04/24/08 08:00 AM
Charlotte Area Firefighters: You too can buy a home for Half Price!
Yes, that's right. You can own a part of the city you risk your life to protect, and own it for only half price. As a full time Charlotte Firefighter, you can buy select HUD owned homes for 50% off!
Say … (1 comments)

mortgage: Teachers: Buy a home for Half Price - 04/24/08 07:48 AM
Attention Charlotte NC area School Teachers.
Did you know that you have the ability to purchase a Charlotte HUD home for only 50% of the list price? That's right! Using the Good Neighbor Next Door program, Charlotte area teachers can buy a home for half price. In addition to that, Charlotte teachers … (4 comments)

mortgage: Approval Revoked.... - 04/12/08 10:19 PM
I have been getting a lot of phone calls lately from Charlotte area real estate agents and salespeople. It seems that they have been seeing a lot of mortgage approvals getting denied! What in the world is going on?
One of the most common concerns has to do with big local banks, … (2 comments)

mortgage: Going beyond the Approval - 04/12/08 10:08 PM
So you have been pre-approved. Even better, you have actually been approved using an automated approval system. Now you know how much home you can buy and are ready to shop.
But as you shop for your home the budget doesn't seem to be enough. "Can't I just get a little bit … (0 comments)

mortgage: Indian Trail, NC | For Sale - Immaculate Home In Crismark For Only $199,700!! - 03/26/08 08:57 PM
(5 comments)

mortgage: Homes Sales are up! Did you hear? - 03/24/08 11:41 AM
The Associated Press reported today that existing home sales rose in Feb, surprising economists who expected another month of declines.
This is great news for our nation! We are all in a buyer's market and hopefully fear is beginning to lose its grip on Americans.
Visit EdNailor.com for more information on how this … (3 comments)

mortgage: Concord NC is Growing. Find out why... - 03/21/08 09:50 PM
Concord NC - part of the 29th Fastest Growing County in America
Recent census stats show that Cabarras county is among the fastest growing counties in the country. Growth in Cabarras county can be attributed to the solid real estate market, great Concord area mortgage options, great shopping and entertainment, and fantastic climate! … (1 comments)

mortgage: Newspaper Ads? What is that? - 03/10/08 08:21 AM
A few years ago, one look at the Charlotte Observer's classified ads and you would think that everyone in Charlotte was selling their home! It would take multiple pages to hold all the homes for sale.
But today, I just noticed something. The Observer's real estate classified ads section is very small. … (8 comments)

mortgage: Union County Taxes and Values - 03/10/08 08:05 AM
By roughly March 17, some 90,000 Union County homeowners and property owners will be notified of Union County's new values. The county is revaluating property values and has indicated that 90,000 residents and owners will be notifed of a change in their value... most likely an increase.
For more information about this … (0 comments)

mortgage: Charlotte Home Search Tips - 03/05/08 10:16 PM
If you are considering buying a home, here are some great tips for your Charlotte Home Search:
Search Online. Many home buyers are searching for Charlotte homes using the internet. With so many websites available, you will find many options to help.Ask a Realtor. Here on Active Rain, you have access to … (1 comments)

mortgage: The Return of Traditional Underwriting - 03/04/08 01:32 PM
Traditional Underwriting has Returned.
Even in an FHA mortgage loan, lenders are really looking at loan applications in a traditional sense. They want good credit, solid assets and a compelling reason to say yes. Above all, credit history is the most influential component for an approval.
Long known for the manual underwriting flexibility … (2 comments)

mortgage: Why underwriting is tighter - 02/20/08 08:58 AM
Have you noticed lately that loans are a bit tougher to close today? It seems that things we used to be able to get around are now road blocks. I have been asked why this is, and without giving the obvious "its the market" answer, I dug a bit deeper to … (8 comments)

mortgage: Charlotte: Refinance Today - 02/13/08 04:15 PM
While many people are considering buying a home, there are plenty of people that are just happy where they are. However, it is a great time to consider refinancing your Charlotte mortgage.
Mortgage rates are low, some of the lowest we have seen in 40 years! As a matter of fact, if … (0 comments)

mortgage: Qualify Yourself - 02/13/08 03:38 PM
New Pre-Qualification Tool on EdNailor.com
The Ed Nailor Mortgage Team is proud to announce a new tool that potential homebuyers in Charlotte can use! The Easy Qualifier was designed to take the basic information and provide clients with a mortgage pre-qualification tool they can trust!
If you are considering buying a home in … (4 comments)

mortgage: Virtual Tour for 7439 Autumn Trail Drive - 01/30/08 09:10 PM
This virtual tour is brought to you by The Ed Nailor Mortgage Team.
More Info: For Sale: 7439 Autumn Trail Dr, Charlotte, NC
 
_________________________________________
The Ed Nailor Mortgage Team of Charlotte, NC
Charlotte Homes for Sale
Call 704-651-8704 or visit www.EdNailor.com
(4 comments)

mortgage: Ready... Set... LOCK! - 01/24/08 09:36 PM
We have seen mortgage rates drop over the past few weeks. They are at unbeliveable lows. As a matter of fact, they dropped like a rock the other day... Some of the rates I quoted and locked for people were numbers I have not seen in a long time.
But yesterday was … (5 comments)

mortgage: Weddington Manners - 01/24/08 07:55 AM
Today on my way in to work, I had to take a more scenic route. I am glad I did, as I was exposed to something I normally would not see in "rush hour" morning traffic.
Weddington, NC is a quiet town just outside of Charlotte, NC in Union county. It is … (1 comments)

mortgage: Wilde Attitudes - 01/23/08 09:39 PM
The only thing that sustains one through life is the consciousness of the immense inferiority of everybody else, and this is a feeling that I have always cultivated.  - Oscar Wilde
Oh have I met Mr. Wilde! At times he has taken the form of a lender, other times the form of … (4 comments)

mortgage: Not so sexy topic: PMI - 01/17/08 10:30 AM
For most people, private mortgage insurance is the only way they will be able to buy a home or refinance their existing mortgage! So with something so critical to this process, maybe we should discuss it a bit, don't you think?
PMI is short for Private Mortgage Insurance. This is an insurance … (1 comments)

mortgage: Security Violation - 01/16/08 01:15 PM

As a mortgage professional, I go out of my way to take care of my clients. When it comes to their security and their privacy, I leave nothing to chance. So when I recently visited a local Realtor's website and looked around their website, I was shocked at what I found.
The … (18 comments)

 
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The articles, reviews and stories written and published on this website are simply the opinions of Ed Nailor. While Ed Nailor has professional experience as a mortgage loan officer, the information posted on this website should not be taken as personal counsel or an endorsement of anything. For mortgage related counsel or advice to be meaningful and effective, one must sit down one on one with a professional to discuss the particulars of their situation. Ed Nailor can not be held liable for any decisions you make as a result of what you might read or infer on this website. Proud supporter of the Right to Free Speech.



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