Laurie's "HipChick" Wichita Real Estate Blog

Kansas Schools-Buy a Home in Maize District for NO Money Down!!!!

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Sat, 24 Jan 2009 13:18:46 -0600

Kansas Schools-Buy a Home in Maize School District for No Money Down!

Want to live in the Highly Rated Maize School District but don't think you can afford to? Well GOOD NEWS! There is still a loan program available that does not require you to make a down payment. Zero money for a down payment! Homes in Maize KS qualify for this program and several homes for sale in the Maize school district also qualify!

Even Brand NEW homes for sale at Tylers Landing development directly across the street from Maize South Middle School qualify for this program. This family friendly neighborhood is located in Northwest Wichita close to New Market Square and K96.

There are no other no money down loan programs available in the Wichita or Maize area. Take advantage now of buying a new home in the Maize School District while interest rates are at record lows! These homes range in price from $177,000 to $235,000. However, there are more homes that qualify for even less. If you would like a list of these homes emailed to you-just contact me at Maize Homes for Sale.

Maize High School, Maize South Middle School and the other schools in the Maize School district appreciate in value because of their great location! This loan program requires NO-ZERO money down and has no PMI which makes it the only true No Money Down loan program left in the Wichita and Maize areas. You don't need perfect credit to qualify-you can get prequalified over-the-phone in about 3 minutes! Call me directly at 316.409-1006.

Don't miss this great opportunity to own a home in the fantastic Maize Kansas school district.

Wichita Homes for Sale-Bargain Hunters Market!

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Tue, 20 Jan 2009 17:47:50 -0600

Wichita Homes for Sale-Bargain Hunters Market!

Have you heard the expression "Buy Low, Sell High"? Well now is the time in the Wichita Home Buyers Market to Buy Low, hold onto your real estate for a few years and Sell High! If you are looking for Wichita Homes for sale there are many bargains to be found. Interest rates are currently at 5% and below! and Wichita homes for sale are abundant so there are lots of choices, making this a Buyer's Market.

While some loan programs are no longer available, FHA loans still are and they are not just for First Time Wichita Homebuyers-any Homebuyer can qualify. FHA loans require little down payment and you can use funds that are given to you as a downpayment(possibly from a parent?) There is another loan program for Rural properties that does not require any Down Payment. As an experienced Wichita Realtor, I make it my mission to know the Wichita market and financing options for Wichita real estate.

For more information on finding a Bargain Wichita Home for Sale, just visit my website at:

www.mywichitahome.com

Wichita Real Estate-Hot Foreclosure Deals

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Mon, 29 Dec 2008 21:02:25 -0600

Wichita Real Estate-Top 10 Foreclosure Deals!

Everyone's Looking for a Great Deal Right?!

Well, look no further than the Wichita Ks Real Estate market. If you are looking to find a Wichita Home Bargain-now is the time! Below are just a couple Wichita homes that have been foreclosed on and just waiting for an investor to buy and make a profit in the Wichita Real Estate Market.

$32,900

$45,000

If you would like me to provide you with a Free email list of Wichita foreclosures the simply go to Wichita Real Estate Foreclosures. Wichita Real Estate is expected to experience a record number of foreclosures in 2009 according to The Wichita Eagle.

Now is a great time to invest in Wichita Real Estate to hold as rental properties. Many people who will want to buy a home in 2009 will not be able to because of tight credit standards so rentals will be needed. Wichita Real Estate historically appreciates in value and holding onto a property for several years should still yield a nice return while your renters pay the mortgage.

If you would like more information contact me at www.mywichitahome.com

McConnell Air Force Base-Wichita Homes for Sale

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Fri, 26 Dec 2008 21:42:12 -0600

McConnell Air Force Base-Wichita Homes for Sale

If you happen to be stationed at McConnell Air Force Base in Wichita, you may be interested in Wichita homes for sale. There are many nice neighborhoods near McConnell Air Force Base and the towns of Derby and Andover are also nearby. The current Wichita real estate market is favoring Buyers with a wide variety of homes for sale at BARGAIN prices!

I have assisted many Military families at McConnell Air Force Base find great Wichita area homes. I also work with reputable, local lenders who know VA loan programs. One of the best benefits of using your VA loan is that you are not required to have a Down Payment! If you would like more information on VA loans check out The United States Department of Veteran Affairs.

Wichita homes for sale are widely available and Sellers are motivated. You can find a nice home in just about any price range. McConnell Air Force Base is located in Southeast Wichita. With its proximity to Boeing, Raytheon, Cessna's Pawnee plant Southeast Wichita finds its residential strength in the manufacturing employment base of the community. Demographics indicate residents in this area are either quite young or just above middle age. Southeast Wichita is always busy, in large part because of the closeness to the aerospace factories. Economic growth is rapid and steady as Wichita and its southeast neighbor, Derby, grow closer together. If you are stationed at McConnell Air Force Base, you may be interested in searching for homes for sale in Andover and homes for sale in Derby. You can search for homes at www.wichitahomesforsale.us.

I am an experienced Wichita Real Estate Agent with Plaza Real Estate and it would be my pleasure to assist you with any questions you may have regarding McConnell Air Force Base, Wichita homes for sale or life in Wichita!

Wichita Homes for Sale-Market Your Home in a Slow Market

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Tue, 23 Dec 2008 22:13:58 -0600

Wichita Homes for Sale-Market Your Home in a Slow Market

In today's tougher Wichita Real Estate Market you need a way to get the word out about your Wichita Home for Sale. In fact, in November Wichita homes that sold were down 37% from the previous November. (Read Article-Wichita Business Journal)

The reality of the Wichita Real Estate market is that your home has to stand out in order to get Sold Wichita Home Sellers may be feeling really frustrated right now because their homes have not yet sold. In order to get that done, a Wichita Real Estate owner needs a Marketing Plan that works.

In 2007 80% of Homebuyers used the internet to search for their home. Marketing your Wichita Home for Sale where the Buyers actually are is the key.

In order to sell your home for the most money possible in this market you need to market where the Buyers are-on the internet! One way I do that for Wichita homes is to create a richly detailed, spectacular listing for the home and put it in front of as many Buyers as I can. The number of Buyers who use the internet to find their next home is increasing daily and the traffic to online marketplaces is skyrocketing.

I have successfully established myself online in order to tap into this steady stream of buyers searching for Wichita homes for sale. I put my listings everywhere! My Wichita homes for sale recieve serious advertising on my website and serious advertising on the websites of all my network partners...I push it out all over the web, to the busiest real estate marketplaces online. Here are just some of them that you will find my Wichita homes for sale on: google, yahoo real estate, zillow, trulia and house.com.

If you would like more information about marketing your Wichita home for sale on the internet-visit my site at www.mywichitahome.com.

Wichita Homes for Sale-Getting Pre-Approved for a Home Loan

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Sun, 21 Dec 2008 21:28:18 -0600

Wichita Homes for Sale-Getting Pre-Approved for a Home Loan

Do you keep hearing in the news about the credit crunch? Has it got you worried about buying a home... I wanted to talk about when to get prequalified for your mortgage. Many people ask me when they should talk to a mortgage lender about buying a home.

It's really important when you are shopping for a Wichita home for sale to visit your financial or lending institution before you begin shopping. One benefit of this is that you'll quickly know the amount of mortgage you qualify for. This will allow you to search Wichita homes for sale in the right price range. Most importantly however, you'll tell Wichita home sellers that you are a serious buyer. You'll have more negotiating power and put your offer in the best possible position to be chosen if you have gotten pre-approved for your mortgage first. So before you begin your search for Wichita homes for sale, consider getting pre-qualified with a reputable lender. This is a very simple and quick process that you should be able to do over-the-phone. I work with a local, reputable lender in Wichita -click here for more information on Met Life Home Loans.

Banks and financial institutions have developed many programs especially for Wichita home buyers, whether you are a first-time home buyer or already have equity in your home. I choose to partner with experienced, professional, local lenders who are accountable to their clients and offer great service. To use a mortgage calculator on-line then visit WichitaHomesForSale.us

Of course if you have further questions, don't hesitate to email me!

For Sale by Owner MLS-Wichita Real Estate

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Thu, 18 Dec 2008 21:18:11 -0600

For Sale by Owner MLS-Wichita Real Estate

Kansas Real Estate is still experiencing a slow market this time of year. Wichita Real Estate can be a challenging world. There are some Homesellers who want to attempt selling their home "For Sale By Owner" but in this current Kansas Real Estate market, is that a good choice?

Sure interest rates are now the lowest they have been since they started reporting mortgage rates 37 years ago! (watch video at Yahoo) so the Buyers must be out in droves right? Well, not yet...

Choosing the For Sale by Owner route may seem like a good option for Wichita Real Estate Owners. For a minimum investment and a lot of your personal time, you can put a sign in the yard, pay a fee to list it in the MLS and wait for a Buyer. However, the MLS (definition from Wikipedia) is just one tool an experienced Realtor would use to get your Wichita Real Estate Sold and knowing how to maximize it's power is crucial. There are many other marketing tools a Realtor will use to sell your home, along with negotiating skills and making sure that potential Buyers are qualified for their mortgage.

In this challenging Kansas Real Estate market, having an experienced Realtor who knows the changing market , how to price a home, stage a home and negotiate the contract all contribute to getting you the most money for your Wichita real estate in the shortest amount of time.

If you would like more information on For Sale By Owners mls-just click here-Wichita Homes for Sale

Wichita Homes For Sale-New Homes in Maize School District at No Money Down!

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Wed, 17 Dec 2008 11:04:15 -0600

Wichita Homes For Sale-New Homes in Maize School District at No Money Down!

Wichita Homes for Sale-Valley Center Development offers New Homes, no downpayment!

If you are in the market to buy a Wichita area home for sale then you should check out the Brand NEW homes for sale at Tylers Landing development directly accross the street from Maize South Middle School. This family friendly neighborhood is located in Northwest Wichita close to New Market Square and K96 and in the desirable Maize School District! But best of all-these homes qualify for the Rural Home Development loan program that requires NO MONEY DOWN and NO PMI.

There are no other no money down loan programs available in the Wichita area for Wichita homes for sale. Take advantage now of buying a new home in the Maize School District while interest rates are at record lows! These homes range in price from $177,000 to $235,000. If you would like a list of these homes emailed to you-just contact me at Wichita Homes for Sale.

One of the fantastic benefits of buying a home in Tylers Landing right now is that the majority of homes qualify for the USDA Rural Development Home Loan Program, as well as homes in the town of Maize. This program requires NO-ZERO money down and has no PMI which makes it the only true No Money Down loan program left in the Wichita Area. You don't need perfect credit to qualify-for more details contact me, Laurie Huhman, Wichita Real Estate Agent with Plaza Real Estate. Just click here-Wichita Homes for Sale.

Wichita Homes for Sale-Valley Center Homes No Money Down!

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Wed, 17 Dec 2008 10:41:29 -0600

Wichita Homes for Sale-Valley Center Development offers New Homes, no downpayment!

If you are in the market to buy a Wichita area home for sale then you should check out the Brand NEW homes at High Ridge Development at 69th and Hydraulic. This new development is located on the far NE outskirts of Wichita and features wooded lots, lake lots and is within walking distance from the Valley Center city park and pool. It is also located in the Valley Center School District.

Valley Center is a community located North of Wichita and is only 10 minutes from downtown Wichita. If you have been searching the Wichita MLS or internet for Wichita homes for sale, consider Valley Center.

One of the fantastic benefits of buying a home in Valley Center right now is that the majority of homes in Valley Center qualify for the USDA Rural Development Home Loan Program! This program requires NO-ZERO money down and has no PMI which makes it the only true No Money Down loan program left in the Wichita Area. You don't need perfect credit to qualify-for more details contact me, Laurie Huhman, Wichita Real Estate Agent with Plaza Real Estate. Just click here-Wichita Homes for Sale.

Wichita Homes for Sale-What Does Fed Rate Cut Mean?

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Tue, 16 Dec 2008 17:00:17 -0600

Wichita Homes for Sale-What Does Fed Rate Cut Mean?

Sometimes I really wonder if anyone in Washington knows what is going on in REAL America....So today the Fed slashes interest rates 3/4 percent, which should be really good news right? Is this going to get the housing market moving again? I don't know if anyone cares what a Real Estate Agent in Wichita KS has to say about the issue but here are my thoughts....

Basically what I see is that our local Wichita market is stalled because people are concerned about the economy and are holding onto their money. Times are uncertain and no one feels it's time to make a big purchase. A major financial decision like buying a Wichita home in times like these is not easy to do. In order to give consumers confidence and motivation to buy again, we need 3 basic things-

*Low Interest Rates: Well interest rates for home loans are already low-how about 5% for an FHA loan with only 3% down? If you have great credit you can get a Wichita mortgage today at 4.625%. These are HISTORIC lows- low, low, low. And yet, Wichita Home Buyers are still not confident enough to pull the trigger and begin buying again. It may take interest rates in the low 4's to jump start Buyers motivation.

*Downpayment Assistance! In a "typical" real estate market (before the credit crisis) homebuyers were able to have access to a few different types of downpayment assistance programs. For example, Wichita Home Buyers used to be able to take advantage of Bond money assistance for FHA home loans that would eliminate the need to come up with cash for the downpayment. I have found that some people who want to Buy a home in Wichita can qualify for the loan but are unable to come up with the downpayment.

-I know you may be thinking isnt that what got us into this mess in the first place? Partly it is, but the loans that got us into this mess were loans for 100% of the purchase price and the Buyers had NO money in the transaction. We also had refinance loans that granted borrowers up to 120% of the value of their home-making that homeowner upside down on the home, try selling your house for more than it's worth! And then there were the adjustable rate mortgage loans that doubled and tripled mortgage payments plus the interest only loans that also added to the problem.

I am humbly suggesting that those who want to purchase a home should be required to have their own money in the transaction but still need some assistance to become homeowners. This was the purpose of Bond Money programs and it worked quite well until all the bond investors went away. This is the reality of the world we live in. First time homebuyers need assistance in purchasing that first home.

*Realistic yet Fiscally Responsible Lending! Yes, we have a credit crisis! Our lending institutions have gone from one extreme to another. First throwing money at anyone who could breathe and now making good credit risks jump through ridiculous hoops to get a mortgage. We are in a period of adjustment and we need to get back to middle ground-realistic yet fiscally responsible mortgage lending.

I ask that Washington lawmakers and the Fed lend an ear to Realtors across this country who are in the trenches and on the front line. Would it be so difficult to talk to real Americans instead of lobbyists? We may be able to brainstorm some solutions. And to my fellow Realtors I would like to express how proud I am that we collectively have behaved professionally in the face of difficult times. We are not crying for a handout from Congress, we are adjusting our business plans and our business activities and attempting to assist our clients in the face of a barrage of negativity from the media.

I do have hope that the new year will bring new solutions, possibly lower mortgage rates, realistic credit standards and downpayment assistance!

For More Information on the Fed Rate Cut check out GOOGLE

Lets Play a Game....

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Mon, 15 Dec 2008 17:34:08 -0600

OK fellow Realtors, I thought we might be able to pool our massive brain power together and come up with some great ideas for DownPayment Money for the Renters out there who are left that want to become Homebuyers!

In my market (Wichita, KS) I can still find people who want to buy, who can qualify for an FHA loan but who just don't have any money for a downpayment. 3% is all we need for that FHA loan! Does that sound familiar to anyone else? If so, why not play a game with me! I would like to see how many ideas we can come up with for Average Joe out there to find money for a downpayment..... They can be serious, silly or near impossible but what the heck-what other job is there where blogging is considered "work"?

I'll get things started with the following:

Borrow against your car/boat/jet skis
Take downpayment money out of your 401k that is tanking anyway and invest it in your home! A proven investment over time-especially in the Midwest!
Sell your ex-husbands crap that you insisted on keeping in the divorce

Your turn.....

Wichita Homes for Sale-VA Loan Rates Unbelievably Low!

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Mon, 15 Dec 2008 17:18:24 -0600

Wichita Homes for Sale-VA Loan Rates Unbelievably Low!

As a real estate agent in Wichita, I am constantly trying to find ways for Wichita renters to become Buyers. It's no secret that interest rates on mortgage home loans are currently at record lows, in fact I spoke to my favorite lender today (Aaron with Met Life Home Loans) and he tells me that if you have a credit score of 720 and put 10% down, you can get a mortgage loan rate of 4.625%! That is a fantastic rate if you are wanting to buy a Wichita home for sale in this current market. If you have good credit and currently have a home to sell with some equity in it, you should really consider selling your current home and upgrading. Here is another idea, if you need the 10% for the downpayment-you can use your money in your 401k for a downpayment on a primary residence and not pay a penalty. So, you would be basically investing part of your 401k in your home-real estate-a proven investment over time-especially in Wichita, KS.

What I have found with Buyers looking for Wichita homes for sale is that they don't have money for a downpayment and maybe not so perfect credit so without 10% down those great rates don't effect them, right?

Well, VA loans have always been a great mortgage loan product and right now if you can use your VA eligibility to buy a home in Wichita you can get a fantastic rate. VA loans don't require a downpayment, so you don't need a downpayment and you can get a rate of 4.5% for a 15 year loan term or 5% for a 30 year loan term! Also keep in mind you don't have to have a 720 credit score.

Wichita is proud to be the home of McConnell Air Force Base. I am proud of our fighting men and women who bravely defend our liberties. I would be honored to assist our Veterans in buying a Wichita home for sale using a VA loan! There are excellent deals to be had in the Wichita, KS home market and Buyers can find great deals. If you would like more information on buying a home in Wichita, or VA loans just contact me! Click to contact Laurie Huhman.

Wichita Homes for Sale-Zero Down Home Loan Programs still Available!

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Thu, 11 Dec 2008 16:02:29 -0600

Wichita Homes for Sale-Zero Down Home Loan Program still Available!

If you are looking for a Wichita, Andover, Maize, Valley Center or Goddard Home for Sale, there is a fantastic loan program from the United States Department of Agriculture called the Rural Development Loan that can assist you with your purchase.

This program DOES NOT REQUIRE you to make a DOWN PAYMENT!

You can get 100% financing on your Wichita, Andover, Maize, Valley Center or Goddard home. This is the only 100% loan program left that I am aware of in the Wichita area.

The home itself must be located in a qualified area. You can check to see if the home for sale you are interested in would qualify for this program by going to the website at Ks Homes for Sale Eligible for Rural Program

The website will also give you detailed information about the loan program. As a professional Wichita Realtor I work with a Reputable lender who has used this program with other clients. When you work with me to find your home for sale, you work with a professional team committed to your success. You can call or email me with any questions you may have!

Click Here for Wichita Homes for Sale! or to Contact me

316.409.1006

Wichita Homes for Sale-How to Market Your Home

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Wed, 10 Dec 2008 15:01:39 -0600

Wichita Homes for Sale-How to Market Your Home

Well it's another COLD day in Wichita and at this time of year Wichita Homes for Sale are getting very few showings. Wichita Home Sellers may begin to feel frustrated because their homes for sale have not sold yet. What Wichita Realtors have found it that Wichita Real Estate Buyers are changing! "Over time Buyers use of the internet to search for homes has increased, rising from 71% in 2003 to 80% in 2006. Even more importantly, the share of buyers who reported using the internet frequently to search for a home has risen from 42% in 2003 to 59% in 2006." (2006 National Association of Realtors Profile of Homebuyers and Sellers)

As a professional Wichita Realtor who frequently sells Wichita homes, I intend to sell them for the maximum price in the minimum amount of time. In order to do that I have to market where the Buyers are-on the internet! One way I do that for Wichita homes is to create a richly detailed, spectacular listing for the home and put it in front of as many Buyers as I can. The number of Buyers who use the internet to find their next home is increasing daily and the traffic to online marketplaces is skyrocketing. The power of the web is growing. I have successfully established myself online in order to tap into this steady stream of buyers searching for Wichita homes for sale. I put my listings everywhere! My Wichita homes for sale receive serious advertising on my website, it will also get serious advertising on the websites of all my network partners...I push it out all over the web, to the busiest real estate marketplaces online. Here are just some of them that you will find my Wichita homes for sale on: google, yahoo real estate, zillow, trulia and house.com.

If you would like more information about marketing your Wichita home for sale on the internet-give me a call or send me an email. www.mywichitahome.com *316.409.1006

Foreclosures in Wichita-Wichita Homes for Sale

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Tue, 09 Dec 2008 12:38:25 -0600

Foreclosures in Wichita-Wichita Homes for Sale:

As an experienced Real Estate Agent in Wichita, I am frequently asked about the possibility of buying a foreclosure in Wichita. Currently there are 72 homes for sale in Wichita listed in the Wichita MLS that are foreclosures. In many instances these Wichita Ks homes can be a good deal for the Buyer.

If you are currently considering a rental in Wichita, you may want to examine your options with regard to buying a foreclosure in Wichita instead. There are restrictions placed upon the potential Buyer with regards to mortgage financing with a Wichita foreclosure. An experienced Real Estate Agent in Wichita like myself can help guide you through the process.

If you would like a FREE list of foreclosures in Wichita emailed to you it would be my pleasure to do so, simply go to http://lauriehuhman.point2agent.com/Foreclosures_in_Wichita/page_2158125.html

You can find more information on foreclosures at http://finance.yahoo.com/expert/article/mortgage/77019

Hunting and Fishermans Paradise for Sale-20 Minutes from Wichita!

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Mon, 08 Dec 2008 21:35:50 -0600

NEW ON THE MARKET!!!

This extremely desirable property near Newton and Wichita Kansas has just come on the market.

It is truly a Hunting & Fishermans Paradise close to Wichita!!! This property has a 29 acre watershed Lake with Approximately 40 acre water surface! The lake contains Bass, Crappie and Catfish for the avid fisherman.

Terrific waterfowl hunting with duck blind, large flocks of geese, plus turkey and deer sightings. If you are a hunter this is the place for you.

And then there is the house! Completely remodeled 4 bedroom home with fantastic kitchen featuring stainless appliances and a cozy family room with stone fireplace. Enjoy a warm cup of coffee in the sunroom and watch the sunrise over the lake. The master bathroom features a jacuzzi tub for relaxing after a long day. There is plenty of room for entertaining in the newly finished basement with a dry bar. Also, plenty of storage room for all the boats and ATV's in the attached 2 car garage plus there is still the detached 2 car garage! This one has it all, beautiful land, beautiful home and a great lake.

This type of property rarely becomes available in the Wichita area. Lots of trees, wonderful lake and the home is completely remodeled and ready to move into. Total property including lake is 51 acres. Bargain priced at $483,000. Email or call for details: Laurie Huhman, Real Estate Agent Wichita*316.409.1006

Find more information on line at:

http://lauriehuhman.point2agent.com/Newton/Kansas/Homes/Southeast_Newton/Agent/Listing_2103505.html

See a visual tour at- http://lauriehuhman.point2agent.com/Listing/VirtualTour.ashx?listingid=2103505

Wichita Homes for Sale-Does Home Staging Really Work?

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Mon, 08 Dec 2008 11:23:19 -0600

Wichita Homes for Sale-Does Home Staging Really Work?

With all the homes for sale in the Wichita area, the idea of home staging is really more important than ever. These days, you have to work hard to make your Wichita area home for sale stand out, or it might sit on the market for months. If you're selling, you want to captivate Wichita buyers so you can sell quickly and for as much money as possible. But there's a lot to do to get a home for sale in Wichita ready for the market.

When you have a home for sell in Wichita, you have to think like a Home BUYER. When your Buyer walks into your home for sale, it's my job as a Wichita Realtor to manage the experience that Buyer will have. I have the skills to stage your home so that it will appeal to the broadest range of Wichita Home BUYERS. You may wonder though, if I have a home for sale in Wichita, does staging really make a difference? Well, consider this:

The average days on the market for a home that has been Staged is HALF that of a home that is not staged. Your home will only get one chance in this Wichita Real Estate Market to make a first impression-make it count and your Wichita Home for Sale will do just that-Sell!!!!

For more information view my website at www.mywichitahome.com

Wichita Homes for Sale-Getting Pre-Approved for a Home Loan

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Fri, 05 Dec 2008 18:18:56 -0600

Wichita Homes for Sale-Getting Pre-Approved for a Home Loan

It's really important when you are shopping for a Wichita home for sale to visit your financial or lending institution before you begin shopping. One benefit of this is that you'll quickly know the amount of mortgage you qualify for. This will allow you to search Wichita homes for sale in the right price range. Most importantly however, you'll tell Wichita home sellers that you are a serious buyer. You'll have more negotiating power and put your offer in the best possible position to be chosen if you have gotten pre-approved for your mortgage first. So before you begin your search for Wichita homes for sale, consider getting pre-qualified with a reputable lender. This is a very simple and quick process that you should be able to do over-the-phone.

Banks and financial institutions have developed many programs especially for Wichita home buyers, whether you are a first-time home buyer or already have equity in your home. I choose to partner with experienced, professional, local lenders who are accountable to their clients and offer great service.

If you would like the name of a good lender, give me a call or send me an email!

www.mywichitahome.com*316.409.1006

For Sale by Owner Wichita-Is the MLS the “magic pill”

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Thu, 04 Dec 2008 07:34:01 -0600

For Sale by Owner Wichita-Is the MLS the "magic pill"

Good Morning! It's a cold day in Wichita, KS this morning. In our current Wichita market you can still find "For Sale by Owner" signs in yards-not as many as the past couple years but there are still some brave Homesellers out there ready to tackle the market.

I have heard from the public that there can be the perception that a Wichita Realtor is just going to put a sign in the yard, put the home in the MLS and then you won't ever hear from them. Well unfortunately there are some inexperienced Agents out there who may do just that so it may seem just as easy to do it yourself.

Choosing the For Sale by Owner route may seem like a good option. For a minimum investment and a lot of your personal time, you can put a sign in the yard, pay a fee to list it in the MLS and wait for a Buyer. However, the MLS is just one tool an experienced Realtor would use to get your Wichita home Sold and knowing how to maximize it's power is crucial. There are many other marketing tools a Realtor will use to sell your home, along with negotiating skills and making sure that potential Buyers are qualified for their mortgage.

If you are still thinking of trying a For Sale by Owner in Wichita; Consider this...Obviously just listing a home in the MLS, is not the "Magic" pill for a For Sale by Owner home. Knowing the market, how to price a home, stage a home and negotiate the contract all contribute to getting you the most money for your Wichita home in the shortest amount of time.

So far in 2008 there were 2162 homes that were listed in the Wichita MLS that DID NOT SELL before the Listing Agreement Expired.

Hiring the RIGHT Wichita Realtor saves you time, MONEY and heartache. If you would like more information on For Sale By Owners in Wichita, click here-http://lauriehuhman.point2agent.com/For_Sale_By_Owner/page_2111093.html

Wichita Homes for Sale-Divorce and the House…

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Wed, 03 Dec 2008 15:02:42 -0600

Wichita Homes for Sale-Divorce and the House…

From time to time I am asked the question, If I get divorced, what happens to the house? If you are considering a separation or divorce and you’re trying to decide what to do with your Wichita home, there are a few things to consider. If your main home is jointly owned with your spouse, there are a few common options when it comes to your property when you divorce. Of course before you make any decisions regarding selling your Wichita home, you should always consult a divorce attorney to make sure you are in compliance with divorce laws in Kansas and to get additional divorce information. Divorce court can be a stressful place and having a good divorce attorney on your side can help you through the process.

Common alternatives when getting a divorce:
Selling the house prior to the divorce
Selling the house shortly following the divorce
Agreeing to sell the house at a future date and maintaining a joint interest in the house
Transferring title to one of the parties as part of the judgment of divorce

If you are wondering what your Wichita home would be worth in today’s current market and how divorce may affect your Wichita home sale, visit my website at
www.mywichitahome.com or give me a call at 316-409-1006

Wichita Homes for Sale-Finding Money for a Downpayment

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Tue, 02 Dec 2008 17:58:32 -0600

Wichita Homes for Sale-Finding Money for a Downpayment:

As a Realtor in Wichita I know I should not complain about the current state of mortgage lending. Wichita is experiencing a good housing market, one of the best in the country and homes are selling. Yet daily I am frustrated by the homebuyers out there who want to buy a home in Wichita but no longer have the mortgage loan options they used to.

Without debating the reasons for the current state of affairs (I do have my opinions but will stay off my soapbox!) our Wichita real estate market has changed along with the rest of the country and it's due to the mortgage crisis.

Gone are the days of NO MONEY DOWN home loans...

Gone are the days of FHA Bond Money for down payment assistance...

Gone are the days of Ameridream Gift Loan Programs for down payment assistance...

Which all means gone are the days of endless Wichita Homebuyers (sigh) Now that my whining is out of the way, I want to challenge homebuyers in this Wichita market to get creative.

Mortgage interest rates in Wichita, KS on December 1^st, 2008 were 5.625%!!! That is AMAZING, that will make a difference in your house payment.

For example-If you buy a $100,000 home with a mortgage loan rate of 5.625% your payment would be $575.66 for a 30 year term. If interests rates go up to 6.5% (and they will likely go back up soon) that same house payment would be $632.00 per month. That's a savings of $57.00 per month ($20,520 over the life of the loan!) for 30 years if you take advantage of buying a Wichita home now!

I know, I know, you want to know where to get money for your down payment. Unfortunately it is back to the days of saving for a down payment, however I have some ideas....

FHA loans currently require 3% of the purchase price for the down payment. FHA loans ARE NOT just for First-Time Homebuyers anymore! So on a $100,000 home, you need $3000 for a down payment. If you don't have that much in your savings account, here are some ideas of how to get it:

Apply for a personal loan at your local Bank
Sell big-ticket items you no longer use (boat, jet skis, ATV's, appliances, computers)
Use your paid for items as collateral on a loan at your local Bank (cars, boat, jet ski's)
Credit card convenience checks....
Ask your parents to "gift" you the money for your down payment
Use your income tax refund for a down payment on a home

Homeownership is still the American Dream and in Wichita, Kansas it is a great investment! If you would like more information on down payment assistance ideas, give me a call or send me an email.

Wichita Homes for Sale-Increase Your Winter Curb Appeal!

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Tue, 02 Dec 2008 09:07:39 -0600

Wichita Homes for Sale-Increase Your Winter Curb Appeal!

With cold weather upon us in Wichita, it's important to remember that curb appeal still makes a difference! If you are selling a home in todays Wichita home market, you cannont neglect curb appeal. There are many ways you can increase your Wichita homes' curb appeal-even in Winter. Here are some simple ideas to boost your homes first impression

Paint your front door a bright color to add visual interest
Add a wreath to the front door
Keep your walkways swept/shoveled and clutter free
Change your front door hardware and doorbell for a fresh appearance

For more great ideas on getting your Wichita home ready for sale, visit my website at www.mywichitahome.com

If you are considering selling your home and would like to know it's worth in today's market-send me an email or give me a call and it would be my pleasure to let you know. Absolutely free and no obligation!

Wichita Homes for Sale-Increase Your Curb Appeal!

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Mon, 01 Dec 2008 10:39:05 -0600

Wichita Homes for Sale-Increase Your Curb Appeal!

If you are selling your Wichita area home, then curb appeal is of vital importance in today's market. There are lots of ways to increase your Wichita homes' curb appeal other than just the old "welcome mat" at the front door? Here are some simple ideas to boost your homes first impression.

Paint your front door a bright color to add visual interest

Plant flower beds, flowering trees or shrubs near your front walkway

Install a brick walkway or concrete paver

Install awnings above windows

Plant flowers in window boxes

For more great ideas on getting your Wichita home ready for sale, visit my website at www.mywichitahome.com.

Wichita, KS Homes for Sale-Buyer Market Report

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Sat, 29 Nov 2008 12:28:54 -0600

Wichita, KS Homes for Sale-Buyer Market Report

Real Estate in Wichita, KS is red hot! There are many homes for sale in Wichita, and prices have never been better! There are currently thousands of Wichita properties for Sale. Home Buyers in Wichita are finding some of the best bargain homes for sale in all areas of Wichita. Why pay rent when you can own a home in Wichita for less than $700 per month? As a licensed Wichita Realtor I can help you find and buy the right house in Wichita with the best price and terms. If you need help finding the right Mortgage Lender, then I can help with connecting you with a reputable, local lender.

Call 316-409-1006 or visit my web site at www.buywichitahome.com

Wichita Homes for Sale-Buyer Negotiation Strategies

Laurie Huhman, Realtor (Coldwell Banker Plaza Real Estate) — Thu, 27 Nov 2008 10:12:10 -0600

Wichita Homes for Sale-Buyer Negotiation Strategies

Happy Thanksgiving Everyone! I hope you enjoy this day with your family and friends.

Wichita Home Buyers have indicated that having a skilled negotiator on their side when buying a home is extremely important to them. My services as a Wichita Realtor include Professional Buyer Representation. When you are searching for a Wichita Home for Sale, one of the key things you will want is a skilled negotiator representing you so that you will get the best price on your new home.

As an experienced Wichita Realtor I have assisted many Wichita Homebuyers with purchasing their new homes. I have a SPECIFIC NEGOTIATION STRATEGY in place so that you save the most money when buying your Wichita area home for sale. If you would like more information, just give me a call or send me an email! My professional Buyer representation is available to you at no cost or obligation.

316.409.1006*www.mywichitahome.com