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BANCOFINO OF NEW YORK COMMERCIAL LENDING

YOUR AGGRESSIVE LEADER

When you are shopping for a commercial lender, what do you look for?  Do you look for a fancy web site with all the bells and whistles? Are you impressed by a fancy office or a nice voice over the telephone?  Do you think your bank is the answer to your solution? It is a jungle out there and can become quite confusing with all the players promising you they are the "ones". In most cases, the person you speak with at a commercial loan office is simply an application taker hoping to gain your business.  If you don't believe it, simply ask them if they own commercial property such as apartment complexes, shopping centers or office buildings.  You will be surprised with the answer you'll get my friend.  

Who would you want to bet your life on when it comes to getting you a commercial loan?  Would you go with the kiddies out there trying to score a big one?  Or would you go with someone who has been to the closing table many times?  Someone who owns over (1000) apartment units from coast to coast including office buildings and shopping centers.  Someone who knows how to get you to the finish line for they've been there and it wasn't easy.  Nothing is easy in this world.  Nothing is given to you on a silver platter.  You have to earn it! It is simple as that.  Henceforth, the meaning of being a "seasoned investor" and a "seasoned financier" commands a certain amount of respect in this industry. 

Use common sense and ask the right questions.  You will quickly determine who will be your commercial lending source of choice.  Don't be fooled by smoke and mirrors.  This is a cut throat business and people will tell you what you want to hear.  As mentioned before, experience is important, but don't forget, it's also who you know that will be make the difference in getting you to the Promised Land.  For additional information, visit our corporate web site at www.bancofino.com and the links below. 

http://bit.ly/BancofinoPressReleases
http://bit.ly/BancoLoanFinSvcs
http://bit.ly/BancoLoanCommFin
http://bit.ly/BancofinoCommApp
http://bit.ly/EquiFundCriteria
http://bit.ly/EquiFundScenariosFlowcharts
http://bit.ly/EquiFundTrainingOrderForm

Richard David

Bancofino of New York

Dallas, Texas

New York, New York

richard@bancofino.com

100% Commercial Loans • Busines Finance • Nationwide Lending

www.bancofino.com

Copyright 2010 © Bancofino of New York • All Rights Reserved

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The best borrower is an educated borrower.  We emphasize to our commercial clients about getting educated on securing a commercial loan.  Be savvy!  Learn as much as you can about the various programs being offered.  Attend seminars, watch videos and ask plenty of questions about the complexities of commercial finance.  It is not for the faint of heart.  However, if you invest enough time and energy into educating yourself about this business, you will find easier on who to choose for your mortgage needs.  You will find out who can deliver the goods and who can't. So please! Be wise and spend a little bit of time learning about the commercial mortgage industry.  It will save you a lot of time down the road.  For more information, click on the links below. We welcome your business!

http://bit.ly/BancofinoPressReleases
http://bit.ly/BancoLoanFinSvcs
http://bit.ly/BancoLoanCommFin
http://bit.ly/BancofinoCommApp
http://bit.ly/EquiFundCriteria
http://bit.ly/EquiFundScenariosFlowcharts
http://bit.ly/EquiFundTrainingOrderForm

richard@bancofino.com

100% Commercial Loans • Business Finance • Nationwide Lending

www.bancofino.com

Copyright 2010 © Bancofino of New York • All Rights Reserved

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Bancofino of New York, the leader of the 100% LTV loan now funds unusual and weird loans.  We gladly welcome your bank turn down loan no matter how unusual and weird it is, we will give you time of day.  As you know, bank lenders are more stringent now more than ever before.  They simply can't risk putting a questionable loan on the books.  Unless you have perfect credit, perfect loan history, ample assets and a sound business plan, you won't get approved.  You can take that to the bank!

We are all ears.  Let's hear your story.  We'll give you a good assessement of your situation and advise you the best angle of attack to succeed with your loan.  Put your best foot forward and let us help you.  As usual, we welcome your business.  For more information abour our services, please click on the links below.

http://bit.ly/BancofinoPressReleases
http://bit.ly/BancoLoanFinSvcs
http://bit.ly/BancoLoanCommFin
http://bit.ly/BancofinoCommApp
http://bit.ly/EquiFundCriteria
http://bit.ly/EquiFundScenariosFlowcharts
http://bit.ly/EquiFundTrainingOrderForm

richard@bancofino.com

100% Commercial Loans • Business Finance • Nationwide Lending

www.bancofino.com

Copyright 2010 © Bancofino of New York • All Rights Reserved

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OUR LOAN ANALYSIS TEAM WILL APPROVE YOUR LOAN

We at Bancofino of New York utilize a common sense approach to commercial loans.  We are a story based lender.  We see the facts as they really are through crystal clear lens.  We listen to you.  We hear you.  We work with you.  Tell us what your issues are and where you need help.  Is your credit score not where it should be? If so, we have direct relationships with credit restoration vendors who will attend to your most immediate needs.  Are you having issues with the seller?  We have EquiFund Realtors who will represent you and negotiate on your behalf with the seller addressing any concerns you may have. Do you need a little more cash for downpayment?  Don't worry. Our equity funding division, Federal Funding, can fund you any amount of equity capital needed and closing costs funds if necessary, subject to equity.  As you can see, where there is a will, there is a way.  Rest assured, we will get you where you want to be in a matter of time.  We look forward to your business.  Click on the links below for more information about our services.

http://bit.ly/BancofinoPressReleases
http://bit.ly/BancoLoanFinSvcs
http://bit.ly/BancoLoanCommFin
http://bit.ly/BancofinoCommApp
http://bit.ly/EquiFundCriteria
http://bit.ly/EquiFundScenariosFlowcharts
http://bit.ly/EquiFundTrainingOrderForm

 richard@bancofino.com

100% Commercial Loans • Business Finance • Nationwide Lending

www.bancofino.com

Copyright 2010 © Bancofino of New York • All Rights Reserved

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CUSTOM FINANCING

Bancofino of New York welcomes your bank turn down loans.  It doesn't matter how weird or unusual it is, we will turn it into an approval.  Our team of experts will analyze your loan submission and determine what is needed to convert your loan into a successful approval.  We will customize your loan to suit your needs.  In the event you need additional downpayment or closing cost assistance, we will request Federal Funding to review your file and if it qualifies for the EquiFund and or EquiCash Programs, you will be promptly notified of the protocols to be followed.  Here at Bancofino of New York, we turn weird or unusual loans to normal loans.  We welcome your business! Click on the links below to learn more about our services.

http://bit.ly/BancofinoPressReleases
http://bit.ly/BancoLoanFinSvcs
http://bit.ly/BancoLoanCommFin
http://bit.ly/BancofinoCommApp
http://bit.ly/EquiFundCriteria
http://bit.ly/EquiFundScenariosFlowcharts
http://bit.ly/EquiFundTrainingOrderForm

 richard@bancofino.com

100% Commercial Loans • Business Finance • Nationwide Lending

www.bancofino.com

Copyright 2010 © Bancofino of New York • All Rights Reserved

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OFFER BUSINESS LENDING SERVICES AND & CLOSE MORE DEALS

JOIN US TODAY!

Bancofino of New York is developing a first of its kind nationwide net branch program.  Finally!  Mortgage brokers, loan officers, realtors and financial professionals will be able to offer the entire product line of the Banco Program.  This unique program features an integrated business, finance and insurance model geared specifically for the small business market. 

Small businesses in need of working capital, bonding and merchant processing can access the Banco Program all from one point of contact.  This truly unique net branch program will only be available to select financial professional serious in establishing a career in the banking industry.  Click on the links below to learn more about our program.  We welcome your input!

http://bit.ly/BancofinoPressReleases
http://bit.ly/BancoLoanFinSvcs

http://bit.ly/BancoFactor

http://bit.ly/BancoPayrollProgram

http://bit.ly/BancoMerchantApp

richard@bancofino.com

100% Commercial Loans • Business Finance • Nationwide Lending

www.bancofino.com

Copyright 2010 © Bancofino of New York • All Rights Reserved 

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YOU HEARD IT RIGHT PARTNER!

NO CLOSING COSTS & NO DOWN LOAN!

Bancofino of New York originates commercial loans with NO closings costs and NO downpayment!  That is correct. Six out of ten commercial loans we originate entail no out of pocket costs to the borrower.  How is this possible?  We are experts in the commercial lending business.  We match your loan request with the best loan programs we offer and combine it with the Federal Funding EquiFund Program.  The end result is the highest aggregate LTV possible for the discrimminating Bancofino of New York borrower who in most cases receives a commercial loan with little to nothing down and no closing costs.  Keep in mind, the latter is subject to the equity available. 

Ask your mortgage broker if they can provide you with a similar loan program and you will quickly find out it is not possible.  Unless they are an approved EquiFund Broker with Federal Funding, you will NOT find a competing product out there.  Period!  Contact us today and let us help you secure a commercial loan that is right for you!  We welcome your business.  Click on the links below to learn more about our services. 

http://bit.ly/BancofinoPressReleases
http://bit.ly/BancoLoanFinSvcs
http://bit.ly/BancoLoanCommFin
http://bit.ly/BancofinoCommApp
http://bit.ly/EquiFundCriteria
http://bit.ly/EquiFundScenariosFlowcharts
http://bit.ly/EquiFundTrainingOrderForm

richard@bancofino.com

100% Commercial Loans • Business Finance • Nationwide Lending

www.bancofino.com

Copyright 2010 © Bancofino of New York • All Rights Reserved

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100% FINANCING

Yes! We can offer you a true 100% commercial loan! How do we do it?  First, you must be realistic with your goals of achieving maximum financing for your project.  Just follow some simple guidelines listed below:

• Good credit.
• Cash reserves.
• A well drafted personal and or business financial statement.
• A good business plan.
• Equity capital.
• The right property.

An educated and well prepared investor are the best customers you can have.  Be sure you follow the above and choose your lender wisely.  Depending on what kind of property you wish to purchase will determine the type of lender securing your loan you will use.  If you don't have enough equity capital to put in the deal, then choose your commercial equity provider wisely if you can locate one. Don't forget to select an experienced commercial real estate agent to represent you and insure they are up to speed with all the properties available and the various financing programs on the market. Do your homework well and you will find your chances of succeeding in commercial investing to be a positive experience.  Click on the links below to learn more about about market LTV financing.

http://bit.ly/BancofinoPressReleases
http://bit.ly/BancoLoanFinSvcs
http://bit.ly/BancoLoanCommFin
http://bit.ly/BancofinoCommApp
http://bit.ly/EquiFundCriteria
http://bit.ly/EquiFundScenariosFlowcharts
http://bit.ly/EquiFundTrainingOrderForm

richard@bancofino.com

100% Commercial Loans • Business Finance • Nationwide Lending

www.bancofino.om

Copyright 2010 © Bancofino of New York • All Rights Reserved

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UNUSUAL LOANS APPROVED!

Do you have an unusual loan that has been turned down by your bank?  Has your broker been shopping your loan to no avail?  Can't find the approval you need? Look no more my friends.  Bancofino of New York to the rescue!  We fund all types of commercial loans that don't fit the standard lender's criteria.  Low FICO, not enought assets or need to go stated income is okay with us.  We analyze your loan request and determine the best method of approach to secure you a loan approval.

Bancofino of New York offers 100% LTV financing for your unusual loan.  We'll get you approved and lead you to the closing table quickly and efficiently.  No red tape, no bull, just straight forward processing of your loan request with minimal fanfare.  We welcome your business.  Click on the links below to learn more about our services.

http://bit.ly/BancofinoPressReleases
http://bit.ly/BancoLoanFinSvcs
http://bit.ly/BancoLoanCommFin
http://bit.ly/BancofinoCommApp
http://bit.ly/EquiFundCriteria
http://bit.ly/EquiFundScenariosFlowcharts
http://bit.ly/EquiFundTrainingOrderForm

richard@bancofino.com

100% Commercial Loans • Business Finance • Nationwide Lending

www.bancofino.com

Copyright 2010 © Bancofino of New York • All Rights Reserved

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BEEN TURNED DOWNED LATELY?

Bancofino of New York approves over 90% bank turn down loans.  We see it all the time.  An investor applies for a commercial loan at his local bank.  Just like his father and grandfather did back in the old days.  Well, the old days are gone and the new days are here. Rest assured, you will get turned down from your banker if you don't have "perfect" credit, plenty of assets, collateral and at least 25% downpayment.  If you don't, you are virtually guaranteed to be politely turned down. 

We at Bancofino of New York take a holistic approach to our customers.  We listen.  We hear. We approve.  Naturally, you would need to follow protocol and guidelines to secure your 100% LTV approval. We analyze turn down loans daily and find most of them simply need a little loan restructuring with a natural approach to renegotiating the deal.  Our EquiFund Realtors are highly trained professionals who will take your deal and resubmit it to the seller for their acceptance.  From there, the road to closing land is imminent.  We look forward to your business.  Click on the links below to learn more about our services.

http://bit.ly/BancofinoPressReleases
http://bit.ly/BancoLoanFinSvcs
http://bit.ly/BancoLoanCommFin
http://bit.ly/BancofinoCommApp
http://bit.ly/EquiFundCriteria
http://bit.ly/EquiFundScenariosFlowcharts
http://bit.ly/EquiFundTrainingOrderForm

richard@bancofino.com

100% Commercial Loans • Business Finance • Nationwide Lending

www.bancofino.com

Copyright 2010 © Bancofino of New York • All Rights Reserved