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Each month AR runs numerous contests as a way for our members to engage in activities
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Proof of Income and AssetsIt is best to be truthful and honest about your financial situation and disclose assets. Lenders will want to know if you have savings accounts, money market accounts, stocks or bonds, negotiable instruments, cash or other real estate or anything of tangible value. Lenders are not in the charity business and often require assurance that the debtor cannot pay back any of the debt that it is forgiving. Copies of Bank StatementsIf your bank statements reflect unaccountable deposits, large cash withdrawals or an unusual number (0 comments)
How to do a Short Sale Part 2 of 3 - 10/26/10 10:56 AM
Why Would a Lender Accept a Short Sale? Part 2 of 3 Although all lenders have varying requirements and may demand that a borrower submit a wide array of documentation, the following steps will give you a pretty good idea of what to expect. · Call the LenderYou may need to make a half dozen phone calls before you find the person responsible for handling short sales. You do not want to talk to the "real estate short sale" or "work out" department, you want the supervisor's name, the name of the individual capable of making a decision. · Submit Letter (0 comments)
A short sale in real estate is not always a pleasant transaction. There are many ways to lose a home but signing away ownership in a manner that destroys credit, embarrasses the family and strips an owner of dignity is one of the hardest. For owners who can no longer afford to keep mortgage payments current, there are alternatives to bankruptcy or foreclosure proceedings. One of those options is called a "short sale." When lenders agree to do a short sale in real estate, it means the lender (1 comments)
Phase 5: Real-estate owned (REO): If the property is not sold during the public auction, the lender will become the owner and will attempt to sell the property on its own, through a broker or with the assistance of an REO asset manager. These properties are often referred to as "bank-owned." The lender may remove some of the liens and other expenses in an attempt to make the property more attractive.
Phase 6: Eviction: The borrower can often (0 comments)
Many people have either gone through foreclosure; a process that allows a lender to recover the amount owed on a defaulted loan by selling or taking ownership of the property, or know someone who has. RealtyTrac released its U.S. Foreclosure Market Report on April 15 for the first quarter of 2010. The report calculates foreclosure filings, including default notices, scheduled auctions and bank repossessions, and showed that 932,234 properties were involved in the first quarter. That was a 7% increase (0 comments)
Part 1 of 3 Many people have either gone through foreclosure; a process that allows a lender to recover the amount owed on a defaulted loan by selling or taking ownership of the property, or know someone who has. RealtyTrac released its U.S. Foreclosure Market Report on April 15 for the first quarter of 2010. The report calculates foreclosure filings, including default notices, scheduled auctions and bank repossessions, and showed that 932,234 properties were involved in the first quarter. That was a 7% increase (0 comments)
Ten Actions ALL Parents Can Take to Help Eliminate Bullying Part 2 of 2 - 10/07/10 01:10 PM
6. Help your child's school address bullying effectively. Whether your children have been bullied or not, you should know what their school is doing to address bullying. Research shows that "zero-tolerance" policies aren't effective. What works better are ongoing educational programs that help create a healthy social climate in the school. This means teaching kids at every grade level how to be inclusive leaders and how to be empathic towards others and teaching victims effective resistance techniques. If your school does not have effective bullying strategies and policies in place, talk to the principal and advocate for change.
7. Establish (0 comments)
Ten Actions ALL Parents Can Take to Help Eliminate Bullying Part 1 of 2 - 10/05/10 10:53 AM
The latest research shows that more than half of all children are, at least on occasion, directly involved in bullying as a perpetrator, victim, or both. And many of those who are not directly involved witness others being bullied on a regular basis. No child is immune - kids of every race, gender, grade and socio-economic sector are impacted. But it doesn't have to be this way. As parents we have the power to help reduce bullying. Here are Education.com's top ten actions you can take to help address bullying: 1. Talk with and listen to your kids - everyday.Research shows (1 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.