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549 Village Run, Lawrenceville, GA Pre Foreclosure Short Sale
Renaissance Realty Group, Inc. | Renaissance Realty Group | 404-921-2067
549 Village Run, Lawrenceville, GA
Pre Foreclosure Short Sale. New carpet, roof, and HVAC system. Move in Ready. Great condtion .. perfect first for first time home buyer or investor.
3BR/2BA Single Family House
offered at $109,000
Year Built 1980
Sq Footage 1,400
Bedrooms 3
Bathrooms 2 full, 0 partial
Floors 1
Parking 2 Car garage
Lot Size 0.42 acres
HOA/Maint $0 per month

DESCRIPTION

3 Bed 2 Bath Ranch w/ large master suite. New carpet, new roof, new HVAC system. Home is in move in condition and includes dishwasher, range. Private back yard. Price reflects Short Sale / Pre-Foreclosure.

see additional photos below
PROPERTY FEATURES

Central A/C Central heat Fireplace
Hardwood floor Family room Dishwasher
Stove/Oven Laundry area - inside Balcony, Deck, or Patio
Yard

ADDITIONAL PHOTOS

Seller contact info:
Renaissance Realty Group, Inc.
Renaissance Realty Group
404-921-2067
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Aug 27, 2008, 5:54am PDT
 
Renaissance Realty Group, Inc. | Renaissance Realty Group | 404-921-2067
Tulip Petal, Auburn, GA
FORECLOSURE! Beat the investors to this gem! Originally sold at $215K. FINAL FORECLOSURE
4BR/3BA Single Family House
offered at $165,000
Year Built 2006
Sq Footage 3,345
Bedrooms 4
Bathrooms 3 full, 0 partial
Floors 2
Parking 2 Car garage
Lot Size 0.12 acres
HOA/Maint $0 per month

DESCRIPTION

Only 2 years old! This home was purchased at $215K and is now an excellent opportunity for the smart homebuyer. Features includes 4 Bedrooms and 2 baths upstairs, with a 5th bedroom or office and full bath on the main. Includes: formal living, formal dining, family room w/ fireplace, large kitchen w/ cherry cabinets and giant breakfast area. Lots of beautiful details throughout. Needs a few cosmetic repairs, but otherwise this is an incredible home ... great location!
The final foreclosure price is being determined, and will offer a whopping savings! This home is currently not offered to the general public and is offered for pre-market preview, so here's your chance to get a jump on the investors.
***If you are currently in a buyer broker agreement, your agent must contact our office directly to schedule a tour of this home and must be present at the initial showing. If you are an unrepresented buyer, please contact Tim at 770-277-6652 for property details or to schedule a preview.

see additional photos below
PROPERTY FEATURES

Central A/C Central heat Fireplace
High/Vaulted ceiling Walk-in closet Tile floor
Family room Living room Bonus/Rec room
Office/Den Dining room Breakfast nook
Dishwasher Stove/Oven Attic
Laundry area - inside Balcony, Deck, or Patio Yard

OTHER SPECIAL FEATURES

FORECLOSURE. Save $$Thousands$$!
HUGE Master suite w/ two walk-in closets
Zoned Heating & Air
Thermal Pane Windows
Office or Guestroom on Main w/ Full Bath
4-5 Bedrooms w/ 3 Full Baths
SECURITY ALARM IS ARMED & ACTIVE

ADDITIONAL PHOTOS

Seller contact info:
Renaissance Realty Group, Inc.
Renaissance Realty Group
404-921-2067
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Sep 22, 2008, 4:09pm PDT
 
Renaissance Realty Group, Inc. | Renaissance Realty Group | 404-921-2067
Yancey Court, Loganville, GA
FORECLOSURE Pre- Builder Offers this Floorplan at $247K. You'll save $thousands$ by getting in early!!!
5BR/2.5BA Single Family House
offered at $207,000
Year Built 2005
Sq Footage 2,775
Bedrooms 5
Bathrooms 2 full, 1 partial
Floors 2
Parking 2 Car garage
Lot Size 330,620 sqft
HOA/Maint $11 per month

DESCRIPTION

Foreclosure in Great Neighborhood. Home was purchased at $234K, builder currently asking $247K for this floorplan. Home features: 4-sided brick construction. Beautiful details throughout; Formal living, formal dining; family room w/ vaulted ceiling & fireplace; huge kitchen w/ granite counter tops, pantry, center island, and stainless appliances; office or 5th bedroom on main; huge master suite w/ jetted garden tub, separate shower, his/her vanities.
***This home is bank owned and being pre-pared for market sale. Sales price is to be determined, but now's your chance to get the jump on other investors and foreclosure shoppers. Call now for a preview and prepare your offer!
***If you are in a buyer-brokerage agreement, your agent must contact our office to schedule a showing and your agent MUST be present for the initial tour in order to be paid a commission. If you are not working with an agent, please call us directly at 770-277-6652 for more information or to schedule a home tour.

see additional photos below
PROPERTY FEATURES

Central A/C Central heat Fireplace
High/Vaulted ceiling Walk-in closet Hardwood floor
Tile floor Family room Living room
Bonus/Rec room Office/Den Dining room
Breakfast nook Dishwasher Stove/Oven
Microwave Granite countertop Stainless steel appliances
Attic Laundry area - inside Balcony, Deck, or Patio
Yard

COMMUNITY FEATURES

Playground


OTHER SPECIAL FEATURES

4 Sided Brick
Security System ARMED & ACTIVE
Hardwood Flooring on Main
Dual Heating and Air

ADDITIONAL PHOTOS

Seller contact info:
Renaissance Realty Group, Inc.
Renaissance Realty Group
404-921-2067
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Oct 10, 2008, 3:32pm PDT
 

GEORGIA FORECLOSURE DAILY REPORT

Foreclosure Homes / Short Sale Homes List

Updated Oct 10Th 2008

Fulton, North Fulton, DeKalb, County Georgia.

Cities of Decatur, Tucker, Stone Mountain, Lithonia, Duluth, Buford, Lawrenceville, Dacula, Grayson, Snellville, Loganville, Suwanee, Norcross, Winder,

This list is updated daily with Homes added to MLS in the last 24 hours

Due to the nature of Foreclosure Homes and Short Sale Home,

Buyers should act quickly !

For all Your Real Estate Needs Call !

Eric Reid, Managing Broker Renaissance Realty Group Inc.
Office: 404-921-2067 x 102 Fax: 770-513-4443

 Short Sale list click here

Foreclosure list click here

 

GEORGIA FORECLOSURE DAILY REPORT

Foreclosure Homes / Short Sale Homes List

Updated Oct 8Th 2008

Fulton, North Fulton, DeKalb, County Georgia.

Cities of Decatur, Tucker, Stone Mountain, Lithonia, Duluth, Buford, Lawrenceville, Dacula, Grayson, Snellville, Loganville, Suwanee, Norcross, Winder,

This list is updated daily with Homes added to MLS in the last 24 hours

Due to the nature of Foreclosure Homes and Short Sale Home,

Buyers should act quickly !

For all Your Real Estate Needs Call !

Eric Reid, Managing Broker Renaissance Realty Group Inc.
Office: 404-921-2067 x 102 Fax: 770-513-4443

 Short Sale list click here

Foreclosure list click here

 

STAGGERS LOOK OUT THEY ARE COMING FOR YOU... LOCK YOUR DOORS... RAN ACROSS THIS STORY TODAY AND THOUGHT ,, OMG (no not old Milwaukee gold).THE STORY TELLS ABOUT STAGED HOMES ARE GETTING STRIPPED CLEAN. GUESS WE HAVE TO STAGE A FEW OF THESE HOMES WITH PIT BULLS. I WOULD ALSO HAVE TO ASK HOW WOULD THESE ITEMS BE COVERED UNDER INSURANCE.

 

Foreclosure Homes / Short Sale Homes List

Updated Oct 6th 2008

Fulton, North Fulton, DeKalb, County Georgia.

Cities of Decatur, Tucker, Stone Mountain, Lithonia, Duluth, Buford, Lawrenceville, Dacula, Grayson, Snellville, Loganville, Suwanee, Norcross, Winder,

This list is updated daily with Homes added to MLS in the last 24 hours

Due to the nature of Foreclosure Homes and Short Sale Home,

Buyers should act quickly !

For all Your Real Estate Needs Call !

Eric Reid, Managing Broker Renaissance Realty Group Inc.
Office: 404-921-2067 x 102 Fax: 770-513-4443

 Short Sale list click here

Foreclosure list click here

 

Can I buy a house even though I declared bankruptcy?

Believe it or not, there is financial life after bankruptcy. It will take some effort on your part, but you can rebuild your credit with careful budgeting and record keeping.

A bankruptcy is a red flag that makes lenders leery, and it will stay on your credit report for 10 years. If you have a history of bad credit (e.g., a bankruptcy and numerous late payments) and don't take steps to repair it, most lenders won't take on the risk of giving you credit. If you find a lender willing to give you credit, you can expect a high interest rate (e.g., twice the going market rate). However, if you work to improve your credit rating by obtaining a line of credit and making all of your payments on time, for example, you may be able to obtain the financing you need to buy a home.

Remember that lenders want to see good credit histories. Therefore, it's important to begin establishing good credit as soon as possible. Many people believe that the way to fix a bad credit problem is to pay for everything in cash. Although this is a good way to get out of debt and control your spending, it won't help you get a mortgage. When you pay cash, you're not establishing credit. Thus, lenders have no way of gauging whether you're a good or bad credit risk.

Consider beginning your journey back to creditworthiness by obtaining a low-interest credit card. Be sure to make your payments on time, every month. If you can't get a traditional credit card, ask about a secured credit card that operates much like an ATM debit card. Here, your credit limit is based on the amount you deposit in your account. For example, if you deposit $500 in the account, you'll have a credit limit of $500. If high credit limits are what landed you in your current financial troubles, a secured card can help you stay on track by keeping you on a short leash. In a short time, you may be able to prove to lenders that you're creditworthy.

 

What you'll need when you apply for a mortgage

When you apply for a mortgage, the lender will want a lot of information about you (and, at some point, about the house you'll buy) to determine your loan eligibility. Here's what you'll need to provide:

  • The name and address of your bank, your account numbers, and statements for the past three months
  • Investment statements for the past three months
  • Pay stubs, W-2 withholding forms, or other proof of employment and income
  • Balance sheets and tax returns, if you're self-employed
  • Information on consumer debt (account numbers and amounts due)
  • Divorce settlement papers, if applicable

You'll sign authorizations that allow the lender to verify your income and bank accounts, and to obtain a copy of your credit report. If you've already made an offer on a house or condo, you'll need to give the lender a purchase contract and a receipt for any good-faith deposit that you might have given the seller.

 

Whats the Difference Between Prequalification and Preapproval

Prequalification and Preapproval

In many cases, you'll want to know how much mortgage you can get before you look at homes so you won't waste time drooling over places that you can't afford. Your potential lender can either prequalify you or preapprove you for a mortgage.

Lenders use several standard ratios to determine how much mortgage you're eligible for. Generally, if you're applying for a conventional mortgage, your monthly housing expenses (mortgage principal and interest, real estate taxes, and homeowners insurance) should not exceed 28 percent of your gross monthly income. In addition, your total long-term debt (monthly housing expenses plus other debt payments that won't be repaid within a year) should be no more than 36 percent of your gross monthly income. Government mortgage programs, such as FHA and VA mortgages, have higher qualifying ratios.

Keep in mind that qualifying ratios vary among lenders, and you may still qualify for a mortgage even if you exceed the ratios listed above. For example, some lenders will allow higher ratios if you have excellent credit, a large down payment, or substantial savings, or meet other conditions.

Prequalifying for a mortgage is simply a matter of a lender crunching these numbers to tell you how large a mortgage you'll qualify for based on those ratios. Remember, what you qualify for may not be what you can afford--only you can determine that after examining your own budget and lifestyle. Because the lender has not verified your income or examined your credit report, prequalification promises you nothing; it simply tells you how much mortgage you might get.

Preapproval, however, means that the lender has checked out your income and credit. You'll get a letter of commitment stating that you'll be given a mortgage up to a certain amount. Preapproval lets you know exactly how large a mortgage you can get. In addition, it gives you more credibility as a buyer, since a seller can see in the lender's letter that you're going to get the mortgage if he or she accepts your purchase offer.

 

 
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Real Estate Agent: Eric Reid  Lawrenceville,GA (Renaissance Realty Group)
Eric Reid Lawrenceville,GA
Lawrenceville, GA
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Renaissance Realty Group

Office Phone: (770) 277-6652
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Welcome to Renaissance Realty Group Blog hosted by Eric Reid. This Blog will provide you with valuable information, tips, and general insight into Real Estate and all things related to Real Estate.
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