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So why would a bank want to do a short sale - 07/28/09 07:57 AM
Well recently the U.S. Department of the Treasury Secretary Geithner announced details on the expansion of the Making Home Affordable program to include short sales under the new Foreclosure Alternatives Program. Under the plan, incentives would be provided for mortgage servicers and borrowers to pursue short sales. Financial incentives include $1,000 to servicers for a successful short sale, and borrowers may receive up to $1,500 to assist with relocation expenses. Reasonable and customary real estate commissions and selling costs will be permitted and the servicer will agree not to negotiate a lower sales commission after an offer has been received. HR (2 comments)
Multiple Foreclosure List. Many Just Listed. Various prices. (Gwinnett - Cobb - Walton) - 07/25/09 10:23 PM
Multiple Foreclosure List. Many Just Listed. Various prices. (Gwinnett - Cobb - Walton) Multiple Foreclosure & Pre Foreclosures Bank Owned Foreclosures JUST LISTED!!! *******4 Bedroom 2.5 Bath in Duluth, GA $189,000 Click to See Photos, Map, & Details This is a "must see" opportunity and priced thousands below neighborhood. Located in the prestigious Canterbury Woods S/D near Sugarloaf Pkwy and Peachtree Industrial. Hardwoods on main. Granite counter tops. Plantation Shutters. Huge Master. *******3 Bed 2 Bath Ranch on 1-acre, Loganville GA $50,000 Click to See Photos, Map, & Details Just listed. Large level one acre lot. This home is priced (5 comments)
Hold on I only have 8 hands !!! - 07/25/09 05:14 PM
I love being a REALTOR and try to give 110% to everything so it is not unusual for me to work 10 -12 hour days and several hours on the weekend jut to make sure everything is done to the best of my ability however sometimes I just catch myself spinning out of control and I have to stop with a little reality check - it's real estate no one is dieing - so stop and focus on "WHAT ARE THE TOP 3 THINGS I CAN DO NEXT TO A) MOVE A LISTING CLOSER TO SOLD B) GET A BUYER INTO THE HOUSE OF THEIR (17 comments)
REO vs. Foreclosure - YES there is a Difference - - 07/25/09 04:48 PM
An REO (Real Estate Owned) is a property that goes back to the mortgage company after an unsuccessful foreclosure auction. You see, most foreclosure auctions do not even result in bids. After all, if there was enough equity in the property to satisfy the loan, the owner would have probably sold the property and paid off the bank. That is why the property ends up at a foreclosure or trustee sale. Foreclosure sales begin with a minimum bid that includes the loan balance, any accrued interest, plus attorney's fees and any costs association with the foreclosure process. In order to bid (2 comments)
Bidding Wars Breaking out in this Market ? - 07/21/09 09:44 PM
Bidding wars seen in markets for foreclosed homes Prices of foreclosed homes have taken such a beating that investors are jumping in and bidding up prices. Investors who win bids are often cash buyers who do not need to go through the appraisal process to get a loan. Traditional buyers who are looking for a home to reside are at a disadvantage. Jerry Lou Davis, a real-estate agent in California, says the activity in the foreclosed housing market is similar to the housing bubble of yesteryears. Jay Butler, director of the Realty Studies program at Arizona State University, concurs with this (3 comments)
Foreclosures hit over 1.5 million homes in first half of 2009 - 07/21/09 09:38 PM
Foreclosures hit over 1.5 million homes in first half of 2009 According to RealtyTrac, foreclosures rose 15% in first half of 2009 compared to a year earlier, impacting over 1.5 million homes. Foreclosure filings increased more than 33% in June compared with the same month last year and rose nearly 5% from May. More than 300,000 households have received foreclosure filings in each of the 4 months till June. About 79,000 homes were repossessed by banks in June, up from 65,000 in May. Analysts say that the $50 billion in subsidies announced by the Obama administration for tackling the foreclosure crisis (0 comments)
TOP 9 REASON TO HIRE A REAL ESTATE AGENT - 07/18/09 06:12 PM
1. Education & Experience a good agent is involved in ongoing training 2. Agents stand between you and the other party 3. Knowledge of the Area 4. Price Guidance by knowing current and recent price history for an area you don,t over pay or under sell 5. Market Conditions A professional real estate agent studies the market daily. 6. Professional Networking of other active agents local business persons 7. Your Agent will be able to negotiate from a position of power 8. Timly and accuratuality proccess the ton of paperwork work required 9. Answer Questions After Closing about the contract the loan (4 comments)
Writing an offer on a Foreclosure Home - 07/18/09 06:02 PM
1. Use the Right Form / C contract While this may seem simple many lenders and agents/ brokers required offers to be submitted in a standard form or fashion and some require additional information as part of the offer that may not be normal given during a "traditional" sale. 2. Knowing what to Pay. Often the buyer and buyers agent have a price in mind of what they want to pay but understanding the seller / banks position is just as important . The buyer has to understand that the Bank does a full appraisal and market review before they (0 comments)
Understanding all those Mortgage Loan types - 07/18/09 05:45 PM
Popular Types of Mortgage Loan Programs Buyers could get a fixed-rate conventional mortgage, an FHA loan or a VA loan and a dozen other types. Fixed-Rate Mortgage Types This is the granddaddy of them all. Now you can choose from 10-year, 15-year, 20-year-, 30-year, 40-year and even 50-year fixed-rate mortgages, all of which are completely amortized FHA Loans FHA mortgage loan types are insured by the government through mortgage insurance that is funded into the loan. First-time home buyers are ideal candidates for an FHA loan because the down payment requirements are minimal and FICO scores do not matter. VA (0 comments)
TOP 5 REASONS YOUR HOUSE DID NOT SELL - Don't Blame Me - 07/16/09 05:19 PM
During my first year as a Realtor I worked what are called "expired listings" homes that did not sell during the listing agreement. Every morning I would pull an expired listing reports and start calling Mr. / Ms Want to be Sold and let them know that their home was now one of a great number of expired listings. And ask if we could meet to talk about what to do next. What I learned 100 Sold homes later, is there are really only 5 reasons the house went UN sold. 1.) Asking price too high Most home buyers are house-smart. (2 comments)
Time is running out on Home Buyer $8000 tax credit - 07/16/09 04:31 PM
Time is running out on First Time Home Buyer $8000 tac credit .. as you sit pool side trying to escape the summer heat December 1 2009 may seem like a long way off. But the truth is most lenders are require 30 -45 days to clear a loan form contract to close and closing attorneys are often requiring a 3 day loan pack review before closing so that puts us at 50 days and we are talking business days or 10 weeks. As they say you do the math counting back from December 1 ten weeks puts you at September (1 comments)
When ws the last time you had a "Once-A-Year Day" -- maybe it's time - 07/12/09 11:15 AM
I was listen to some great oldies and ran across The Pajama Game Soundtrack and the song And realized how it has been such a long long time since my last "Once a Year Day' Day. We all need a Once A Year A Day" -Day to just be crazy silly and remember what it was like to feel that feeling we used to know as a kid the first day the summer break or a snow day or one of the teacher work days we forgot was coming. I vow to have a Once a Year Day Day --Soon. Once (5 comments)
How to Choose a Neighborhood for Your Home Search - 07/11/09 09:48 PM
How to Choose a Neighborhood for Your Home Search Narrow your home search by identifying neighborhoods that are right for you. This helps keep your search focused and efficient. Your local REALTOR® can offer neighborhood information to guide you in your search. When evaluating a neighborhood you should investigate local conditions. Depending on your own particular needs and tastes, some of the following factors may be more important considerations than others: quality of schools property values traffic crime rate future construction proximity to schools, employment, hospitals, shops, public transportation, prisons, freeways, airports, beaches, parks, stadiums and cultural centers such as museums (0 comments)
How to Choose a Home - 07/11/09 09:43 PM
How to Choose a Home Here are some tips to help determine which house is best for you. Once you've settled on a couple of preferred neighborhoods for your home search, it's time to pick out a few homes to view. Having a house features "wish list" keeps you focused on which features are most important to you. When narrowing down your home search, consider the following: know what types of home you want to buy determine what age and condition of the house you want to buy consider resale potential use a features wish list to keep focused use a (4 comments)
Eric Reid Managing Broker RENAISSANCE REALTY GROUP Office: (770) 277-6652 ext 102
Arlington Cemetary~Jeopardy Questions - 07/11/09 09:19 PM
This is a great lesson about the service man that guard the tomb at Arlington Via Ginger Harper (Coldwell Banker Sea Coast Realty):
ARLINGTON CEMETERY - Jeopardy QuestionOn Jeopardy the other night, the final question was "How many steps does the guard take during his walk across the tomb of the Unknowns?" -- All three missed it --
This is really an awesome sight to watch if you've never had the chance.Very fascinating. Tomb of the Unknown Soldier
1. How many steps does the guard take during his walk across the tomb of the Unknowns and why?21 steps. It alludes to (0 comments)
If you have to work on a Saturday -- have fun doing it - 07/11/09 06:59 PM
If you have to work on a Saturday -- have fun doing it I have been owrking at my desk ALL day and it has been bareable becasue of my new toy GROOVESHARK you have got to test drive it next time you want o sit around and listen to some old favs. Check it out its FREE I know you all knew about this before me .. (5 comments)
ABR,CRS,CCIM,GIR What does it all mean and does the Public know or care ? - 07/08/09 11:18 AM
We as Realtors love our titles and our training but does the general public really know what it all means and the requirements for that alphabet soup we pile behind our name. Realtors I ahve to ask do you disclose which "titles" and awards are National Association Of Realtor designations vs in house, self taught self awarded titles Do you disclose the educational requirements and training requirements for non NAR titles or do you just dazzle them with a laundry list. Should an agent be required to disclosure the history or for the fact be allowed to use a non NAR title in (5 comments)
Jennifer Hudson Sings 'Will You Be There' At Michael Jackson Memorial - 07/07/09 03:13 PM
In case you missed it .. be prepared to be BLOWN away.. I love the way see re worked this classic Michael Jackson song .. she made it both a tribute and her on. This now goes in my top 10 power songs. Visit msnbc.com for Breaking News, World News, and News about the Economy THANK YOU Jennifer Hudson .. and Thank you Michael Jackson ..we have all smiled because of you.. (8 comments)
HB 261, recently signed into law by Governor Sonny Perdue, which provides for an $1,800 tax credit for home-buyers in Georgia. This $1,800 state tax credit to the $8,000 federal tax credit makes for an unparalled opportunity for buyers, this "free money" combined with the historically low interest rates, gives buyers a never been a better time to purchase a home. Unlike the federal tax credit, the Georgia credit is not limited to first-time homebuyers, and there are no applicable income limits. The (0 comments)
How can I Reduce My Property Taxes in Georgia ? - 07/07/09 07:49 AM
Taxes will always be a part of life. The Questions I get asked is " How can I reduce them ". First understand that all property in Georgia (i.e., land, improvements, and personal property) is subject to being taxed unless it qualifies for a specific exemption under state law. So, for example, a typical homeowner in Georgia will pay taxes on the value of his or her house (the improvements) and the lot upon which it sits (the land), but the owner's possessions (the personal property) within the house are generally exempt from taxation under state law. All of these taxes are what are (0 comments)
New Federal Law Protecting Tenants updates - 07/04/09 11:16 AM
On May 20, 2009, President Obama signed into law the Helping Families Save Their Homes Act of 2009, which includes Title VII, Protecting Tenants at Foreclosure Act (the "Act"). The Act provides that in the case of any foreclosure on a federallyrelated mortgage loan or on any dwelling or residential real property, the party taking title to property pursuant to the foreclosure ("Foreclosing Party") assumes the property subject to the rights of any bona fide tenant. If the Foreclosing Party wishes to evict the tenant, the Foreclosing Party must provide the tenant with 90- days notice to vacate. However, if a (1 comments)
4th of July by the Numbers - 07/04/09 11:04 AM
30 --- Number of places nationwide with "liberty" in their name. The most populous one is Liberty, Missouri (26,232). Iowa has more of these places than any other state: four (Libertyville, New Liberty, North Liberty and West Liberty). 11--- places have "independence" in their name. The most populous of these is Independence, Missouri, with 113,288 residents. 1 -- places adopted the name "freedom." Freedom, California, with 6,000 residents, has the largest population among these. 3-- is one place named "patriot" - Patriot, Indiana, with a population of 202. 5--And what could be more fitting than spending the day in a place called "America"? There are (1 comments)
2009 Fourth of July Events in Atlanta - 07/04/09 10:48 AM
Friends, food, fireworks and fun. Check out our guide to Atlanta's Fourth of July events. Peachtree Road Race Even if you're not a runner, the Peachtree Road Race is an Atlanta tradition. Tailgating for the race is a fun way to support your friends and family who are running - and even if you don't know anyone, you'll love the crazy costumes you'll see on some spirited runners. The route goes straight down Peachtree from Lenox Mall to Piedmont Park and many businesses open early so you can set up camp and watch the race! Centennial Olympic Park Atlanta's biggest Fourth (1 comments)
10 Surprising Facts About the Fourth of July - 07/04/09 10:19 AM
10 Surprising Facts About the Fourth of July 1. Independence Day commemorates the formal adoption of the Declaration of Independence on July 4, 1776. However, it was not declared a legal holiday until 1941. 2. Fireworks were made in China as early as the 11th century. The Chinese used their pyrotechnic mixtures for war rockets and explosives. 3. Uncle Sam was first popularized during the War of 1812, when the term appeared on supply containers. Believe it or not, the U. S. Congress didn't adopt him as a national symbol until 1961. 4. There are many precise rules for taking care (8 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.