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buyer tips: An End to the Housing Crisis on the Horizon as Banks Loosen Credit Standards - 01/31/12 06:44 PM
According to a new report released last week by Capital Economics, the housing crisis is expected to end this year as banks loosen their credit standards. The report shows an average credit score needed to obtain a mortgage is now 700. The number is still higher than it was before the crisis, but it is much better than a year ago.
Another survey from the Federal Senior Loan Officer, shows credit requirement in the last quarter of 2011 were consistent with the prior three quarters. Combined with these reports, there are many indicators that point to housing stabilization and more available … (1 comments)

buyer tips: First Time Homebuyer Tips - 09/29/10 12:29 PM
Buying a home can feel overwhelming to even the seasoned homeowner.  But, it can especially be a daunting task if you're a first time homebuyer.  Following these first time homebuyer tips can help make your home buying experience a little easier.
Budget - This is an important first decision to make.  Not only do you need to decide what kind of a monthly payment you can afford (including taxes and insurance), but you need to determine how much of a downpayment you have to offer.  While FHA loans will allow as little as 3.5% of the purchase price as the downpayment, other lender … (4 comments)

buyer tips: St. George Real Estate Remains Affordable - 09/15/10 04:56 PM

For the sixth consecutive quarter, St. George real estate remains affordable.  Encouraged by favorable interest rates and low home prices, real estate affordability has continued to remain high across the nation. 
The Housing Opportunity Index recently indicated that 72.3% of all existing and new homes sold in the second quarter of 2010 were affordable for families who earn the national median income of $64,400.  The second quarter index was a little more affordable than the previous quarter and nearly equal to record highs of 72.5%, which was set during the first quarter of 2009.  
Until 2009, the Housing Opportunity Index … (2 comments)

 
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Erika Rogers-St George Utah Real Estate 435-229-8801 relocatetosunnystgeorge.com

Saint George, UT

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St George Utah & surrounding areas

Address: 1224 S River Rd. , Suite A-200, St. George, UT, 84790

Office Phone: (435) 229-8801

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Helping buyers achieve their dream of retirement/vacation home ownership in St. George Utah. Specializing in Entrada at Snow Canyon in St George Utah, SunRiver Active Adult Golf Community in St. George Utah, Coral Canyon in Washington Utah and Sunbrook Golf Course Community in St. George Utah.

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