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foreclosure: MERS Suspended From Doing Business in California - 10/01/10 02:06 AM
MERS - Mortgage Electronic Registration System, Inc. - nominee found in thousands (or hundreds of thousands) of mortgages and deeds of trust - suspended from doing business in California. Agent for Service of Process resigned March 25, 2009. A corporation is a fiction of the state that remains alive and draws its lifeblood from the state, and once the state pulls the plug, it dies! Contact us in through our website to find out what your rights may be. Law Offices of Louis J. Esbin Tel: 661-254-5050 | Fax: 661-254-5252 | Web: www.LouisEsbin.com Certified Bankruptcy Specialist - State Bar of California … (3 comments)
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foreclosure: Invitation to Real Estate Professionals - 08/14/09 09:07 AM
Valencia, Santa Clarita, Los Angeles Region and Active Rain Real Estate Professionals do you have clients that are facing mortgage defaults, short sales, foreclosures, or mounting credit card debt, and you need someone to speak with before speaking with them? Are your client being bombarded by mailings for quick fix scams and they are looking to you for advice? The Law Offices of Louis J. Esbin offers to Real Estate Professionals an "Open Phone" or "Open Email" policy that allows you to ask questions and not receive a bill. When your client schedules a consultation, you are invited and encouraged to … (0 comments)
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foreclosure: What Makes Sense - A Simple Solution - 08/13/09 09:03 AM
The solution to the current and prospective ongoing foreclosure crisis and failure of the banks to effectively modify loans lies, quite simply, in an ability of the Bankruptcy Courts to do the following with respect to home mortgages when an individual or couple files for relief under Chapter 13 or Chapter 11 of the Bankruptcy Code for the purpose of saving their home residence: (1) Value the real property that is claimed as the principle residence of the debtor to an amount based upon not only a customary appraised valuation, but valuation based upon affordability – the amount after regular household … (0 comments)
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foreclosure: Bankruptcy Practice - Relief for Homeowners - 12/27/08 01:16 PM
Loan Modification companies are springing up faster than weeds in a summer meadow! Many are merely out to capitalize on the despair of others; similar to the lenders who dealt out mortgages to home owners looking to bridge the gap between wanting and affording. The loan modification companies' promises are often empty, but their pockets are full with credit card advances taken from unknowing home owners in despair. In the even to bankruptcy, those advances, ironically or sadly, may not be dischargeable!
California has a Foreclosure Consultants Statutes that strictly regulates such marketeers. But only through the guidance of experienced counsel … (8 comments)
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