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mortgage: Stunning Custom Build in Riverplace - 07/16/07 05:55 PM
 
 
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mortgage: Free Home Buyer Seminar - Learn How to Buy Your First Home - 07/05/07 11:00 AM
Location: Austin, Tx Friday, July 20th ∙ 6-7 pm Keller Williams NW @ 183 and MOPAC Topics CoveredCan I qualify for a home mortgage loan? What does my credit report say, and how will a mortgage banker look at it? How much home can I afford to buy? How should I go about finding the right home?  You’ve probably heard that interest rates are now at historic lows. But you may not have realized that, as a result of these interest rates, thousands of people who could not qualify for a home loan 6 months ago can now afford to buy … (1 comments)

mortgage: Rates are expected to worsen - 06/04/07 11:32 AM

This is some finance market info, i thought everyone should know.  So you can be an expert to your clients.  The FNMA 30yr bond drives mortgage prices, it is the primary cost associated with standard bank mortgages.
We have an excellent finance group that tracks the bond market for us.  
So far rates have worsened 6 of the 7 days.  Although everyone got good news from the fed, that their rates were holding at 5.25%, the notes from the fed meeting showed a strong concern for inflation and little concern over the health of the economy. 
The economic date released since … (2 comments)

mortgage: How to evaluate your loan officer. - 04/27/07 05:10 PM
Good loan officers always put their customers in front of the bottom line. This is accomplished by providing a high level of customer service, quoting competitive rates and fees.This a partial list of what your loan officer must do to be competent.1) Returns phones calls - most are pretty busy, but they should respond within half a day.2) Answers your questions – must be willing to teach, so you will be informed. 
3) Tells you the news you need to hear, can tell you bad news.4) Ask for your information on the first call. Why? a good loan officer asks for specific … (1 comments)

mortgage: Is it good to do both real estate and mortgages yourself? - 04/07/07 09:15 PM
 
i see people dancing around this in thier posts alot, so i wanted to just ask this..
i'm curious, for people who do both.. has this hurt you volume? 
What is the total number of deals you did last year?
What reaction do you get when you have people sign the dual representation disclosure (for loans and real estate)? 
How do you handle 2 large sets of regulations? Do you work as a netbranch or under a broker?
 
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