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round rock: Stunning Custom Build in Riverplace - 07/16/07 05:55 PM
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round rock: Free Home Buyer Seminar - Learn How to Buy Your First Home - 07/05/07 11:00 AM
Location: Austin, Tx Friday, July 20th ∙ 6-7 pm Keller Williams NW @ 183 and MOPAC Topics CoveredCan I qualify for a home mortgage loan? What does my credit report say, and how will a mortgage banker look at it? How much home can I afford to buy? How should I go about finding the right home? You’ve probably heard that interest rates are now at historic lows. But you may not have realized that, as a result of these interest rates, thousands of people who could not qualify for a home loan 6 months ago can now afford to buy
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round rock: When is it good to pay discount points? - 05/28/07 07:25 PM
As rates slowly rise with inflation, buyers will be looking for more options to purchase the home they want. While there are other products, one of the simplest and safest options is paying points. Discount points are fees paid to the lender at closing to permanently pay down the interest rate of the loan (this is not a buy down). Each "point" is equal to 1% of the loan amount. For example on a $200,000 loan, a point would equal $2,000. The amount of interest rate discount depends on the loan product, but it can reduce the rate from a quarter
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round rock: How to evaluate your loan officer. - 04/27/07 05:10 PM
Good loan officers always put their customers in front of the bottom line. This is accomplished by providing a high level of customer service, quoting competitive rates and fees.This a partial list of what your loan officer must do to be competent.1) Returns phones calls - most are pretty busy, but they should respond within half a day.2) Answers your questions – must be willing to teach, so you will be informed. 3) Tells you the news you need to hear, can tell you bad news.4) Ask for your information on the first call. Why? a good loan officer asks for specific
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