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100 financing: USDA Rural Guaranteed 100% Loan Program for Polk County - 11/13/08 12:55 PM
One of the biggest things stopping people from participating in the American Dream today is the ability to come up with the down payment. While talk of a credit crunch keeps some buyers sidelined because of credit problems, many others with good credit are able to get the best deals in years including programs with no down payment! The program leading the way in no down payment requirements (for non veterans) is the USDA Rural Development loan. This loan is available right now for Dallas and Independence, and who better to show you homes in these communities than Cecily Parks with Windermere Park West Properties … (3 comments)

100 financing: USDA Rural Guaranteed 100% Loan Program for Benton County - 10/20/08 03:49 PM
I have had several people interested in obtaining a USDA home loan for property in Marion, Polk, Linn and Benton Counties.  I've put together a map of part of the county that should help in identifying areas that qualify for this program. 
As you might know - it's one of the last TRUE 100% home loans available - and it doesn't have PMI!  The rates are comparable to FHA, so it's a very affordable payment!  You do not have to have PRESTINE credit, but we generally want to see scores above 580, and 12 months of "clean credit."
USDA does require that the property … (4 comments)

100 financing: USDA Rural Guaranteed 100% Loan Program for Polk County - 10/20/08 03:45 PM
I have had several people interested in obtaining a USDA home loan for property in Marion, Polk, Linn and Benton Counties.  I've put together a map of part of the county that should help in identifying areas that qualify for this program. 
As you might know - it's one of the last TRUE 100% home loans available - and it doesn't have PMI!  The rates are comparable to FHA, so it's a very affordable payment!  You do not have to have PRESTINE credit, but we generally want to see scores above 580, and 12 months of "clean credit."
USDA does require that the property … (0 comments)

100 financing: USDA Rural Guaranteed 100% Loan Program for Linn County - 10/20/08 03:42 PM
I have had several people interested in obtaining a USDA home loan for property in Marion, Polk, Linn and Benton Counties.  I've put together a map of part of the county that should help in identifying areas that qualify for this program. I would also recommend you contact Leslie Stewart with Prudential Real Estate Professionals in Stayton for help in finding that property, especially in Marion and Linn Counties. You can call Leslie at 503-769-3448 X 1910 or her cell at 503-932-8202.
As you might know - it's one of the last TRUE 100% home loans available - and it doesn't have PMI!  The rates … (2 comments)

100 financing: USDA Rural Guaranteed 100% Loan Program for Marion County - 10/20/08 03:35 PM
I have had several people interested in obtaining a USDA home loan for property in Marion, Polk, Linn and Benton Counties.  I've put together a map of part of the county that should help in identifying areas that qualify for this program. I would also recommend you contact Leslie Stewart with Prudential Real Estate Professionals in Stayton for help in finding that property, especially in Marion and Linn Counties. You can call Leslie at 503-769-3448 X 1910 or her cell at 503-932-8202.
As you might know - it's one of the last TRUE 100% home loans available - and it doesn't have PMI!  The rates … (2 comments)

100 financing: USDA Rural Guaranteed 100% Loan Program for Jefferson County - 10/14/08 04:38 PM
I have had several people interested in obtaining a USDA home loan for property in Jefferson County.  I've put together a map of part of the county that should help in identifying areas that qualify for this program. 
As you might know - it's one of the last TRUE 100% home loans available - and it doesn't have PMI!  The rates are comparable to FHA, so it's a very affordable payment!  You do not have to have PRESTINE credit, but we generally want to see scores above 580, and 12 months of "clean credit."
USDA does require that the property be located in … (4 comments)

100 financing: USDA Rural Guaranteed 100% Loan Program for Deschutes, Crook and Jefferson Counties - 10/14/08 04:32 PM
I have had several people interested in obtaining a USDA home loan for property in Deschutes County.  I've put together a map of part of the county that should help in identifying areas that qualify for this program. 
As you might know - it's one of the last TRUE 100% home loans available - and it doesn't have PMI!  The rates are comparable to FHA, so it's a very affordable payment!  You do not have to have PRESTINE credit, but we generally want to see scores above 580, and 12 months of "clean credit."
USDA does require that the property be located … (2 comments)

100 financing: Rural Loan Programs for Lane County, 100% financing available - 08/07/08 03:52 PM
There are still ways to buy a home with no money down, but it is getting harder to do all of the time. USDA Rural Development is one of them. VA is also 100% real estate purchase financing.  Today I want to touch base on the USDA product. We refer to it as FmHA, or a Farm Home instead of FHA, Federal Housing.  "USDA provides homeownership opportunities to rural Americans, as well as programs for home renovation and repair. USDA also makes financing available to elderly, disabled, or low-income rural residents of multi-unit housing buildings to ensure they are able to … (4 comments)

 
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Fred Chamberlin - Oak Harbor/Whidbey's #1 Experienced FHA Mortgage Consultant

Oak Harbor, WA

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Guild Mortgage Co - Oak Harbor WA

Address: 32785 State Route 20, Suite 5, oak Harbor, wa, 98277

Office Phone: (360) 675-6106

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