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government loans: New three part series for chosing the perfect FHA Mortgage Loan Officer - 05/25/09 01:15 AM
Thanks everyone that stopped by one of my three websites to see my new header branding me across platforms. Now, I would like to invite you to visit FHA Loans Oregon and take a look at my three part series in how to chose a loan officer. I think you should find it interesting and give you some material to use when referring your clients to the loan officer that will help them through the rigors of an FHA loan.
Not everyone is a perfect loan officer, and I can guarantee that I am not perfect, but I do guarantee that … (5 comments)

government loans: Down Payment Assistance Programs in jeopardy - 07/10/08 02:50 PM
I did an earlier blog on down payment assistance programs (DPA) and how they can be used to help first time homebuyers get into their first home, especially with the tie in to a FHA loan.
HUD has been trying to get rid of these programs for some time and nearly got it done before Nehemiah took them to court and got an injunction stoping the rule from closing down the DPAs. Now, a new rule has come up that will effectively close the DPA loophole.
To stop this for happening, please follow this link to Nehemiah where you can tell … (2 comments)

government loans: FHA Changes Loan Limits - 06/27/08 12:31 PM
Changes to FHA LoansBy Fred Chamberlin (Eugene's Loan Guy)FHA loans have been around for a number of years and during the past 3 or 4 they lost their appeal as lenders found them hard to work with.Unfortunately, that is one of the reasons that so many subprime loans were made to people that otherwise could have qualified for an FHA loans, ease of origination. So, you ended up with borrowers that had a low start rate that started to escalate at year two, three or five. That is happening now, the automatic escalation of these loans as the interest rate resets.To … (0 comments)

 
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Fred Chamberlin - Oak Harbor/Whidbey's #1 Experienced FHA Mortgage Consultant

Oak Harbor, WA

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Guild Mortgage Co - Oak Harbor WA

Address: 32785 State Route 20, Suite 5, oak Harbor, wa, 98277

Office Phone: (360) 675-6106

Cell Phone: (541) 221-3455

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