Real estate blog entries tagged with real estate by Fred Chamberlin - Eugene/Springfield's #1 Experienced FHA Mortgage Consultant (Alpine Mortgage Planning

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real estate: Buying a Foreclosure - the Realtor - Part 2 - 02/11/09 04:26 PM

You read my last post about some of the problems encountered with a foreclosed property and have gotten yourself set up with a knowledgeable lender and are ready to proceed with the next step in the process. This step in purchasing a foreclosure is probably one of the most important there is in … (3 comments)

real estate: Indications that things are turning around or blips on the radar? - 01/27/09 04:27 PM

I just posted a new article on my website about recent financial reports and the possibility that we may be approaching the bottom of the Real Estate Market. Now, I am no Guru, but I read the stuff that is coming out and there is a possibility that things are turning … (17 comments)

real estate: Town Hall meeting to discuss Real Estate Mortgages and changes to FHA, USDA, and Conventional Loans - 12/06/08 12:52 AM

Yesterday, Alpine Mortgage Planning held our first Town Hall meeting to discuss changes in the lending environment for Eugene/Springfield Realtors®. The presentation covered conventional financing, including changes in loan to value, credit scores and income documentation; FHA financing, including changes in inspection and appraisal requirements, down payment and the 203k Streamline … (4 comments)

real estate: Why I Love My Real Estate Profession - 10/28/08 12:26 AM

I have Leslie Stewart to thank for this honor.
That said, I think that it was totally unfair for her to tag me. I am filing an official complaint and want witnesses to the conspiracy that has landed me, a lender, with the title of a Real Estate Professional. Oh, what … (14 comments)

real estate: Kelly Seeley, Prudential Preferred Properties, Realtor, Eugene OR. - 09/05/08 11:27 PM

Hi everyone. I want to introduce Kelly Seeley, Prudential Preferred Properties, Eugene OR. Kelly is new to Active Rain, but hitting the road with a vengence. I just got her signed up yesterday and already she has 3 blog posts. Wow! You can visit her profile here. Kelly is signed up … (9 comments)

real estate: It's Getting Easier to be Green, Says Federal Reserve Bank of San Francisco - 08/28/08 04:32 PM

I just received my link to the Summer newsletter from the Community Development Department of the Federal Reserve Bank of San Francisco. You can access the entire newsletter, "Community Investments" by clicking here.
This issue is their Green Issue. In this issue, they ask what does it mean to go green? … (4 comments)

real estate: Market got you down? Don't know what to do? Check this out! - 08/18/08 11:45 AM

Bobby McFerrin said that life equals trouble and had a very simplistic solution:
Don't Worry, Be Happy Take a look at this and see if you agree.
Take this advise and team it with planning and execution and then you got a good shot of surviving the "Real Estate Crisis." Put … (2 comments)

real estate: Perseverance and Persistance - 07/31/08 01:34 PM

Do you feel like you have been knocked down and counted out? Have you taken it all and am not sure if you can come out for the next round? I know that right now, it seems that everything that can go wrong in the industry is and has, so … (14 comments)

real estate: Bad news breaks for Eugene economy - 07/24/08 11:35 AM

Yesterday marked a pretty bleak day for the Eugene economy. For the news, please check out the following news release:

Seoul, July 24, 2008 - Because of short- and long-term market conditions, which include a steep reduction in the price of memory chips worldwide and accelerated technological migration towards … (0 comments)

real estate: Washington State Fines Mortgage Company - 07/23/08 11:50 AM

According to an Associated Press article in the Oregonian, Washington has fined Paramount Equity Mortgage Inc., $50,000 and started proceedings to revoke the California company's license to do business in Washington. The link to the story is here: Breaking News
Paramount is accused of charging and collecting unearned fees, charging consumers … (1 comments)

real estate: Oakridge/Westfir Summer Concert - 07/22/08 03:12 PM

This weekend is the Oakridge/Westfir Summer Concert headlined by Amy Clawson, a favorite local C&W singer. Amy is well known in the area and has been a regular at many fund raising and special events in and around Lane County.
The picture to the left is from her MySpace page … (3 comments)

real estate: Interest Rates - 07/18/08 11:53 AM

I have been telling everyone that would listen that "NOW" is the time to buy the house you want. Interest rates are great, prices have leveled off or dropped a bit (in the Eugene area), and even if the price on a $250,000 home dropped another $10,000, a rate change of … (5 comments)

real estate: Jumbo Loans - 07/15/08 12:57 PM

I have received comments lately from Realtors about how they read that jumbo loans were hard to get. To this, I have to answer in the affirmative. Jumbo loans are more stringent in their underwriting than they were just about a year ago. The loan to value is lower than it … (0 comments)

real estate: The 2008 Great Rotary Duck Race - 07/12/08 10:41 AM

Every year the Eugene/Springfield area Rotary clubs sponsor the Great Rotary Duck Race to fight child abuse in Lane County. This year's constest will be October 4, Alton Baker Park, Eugene OR.

In 1988, the incoming presidents of the Eugene/Springfield Rotary Clubs agreed to have a community-wide fundraiser and to … (0 comments)

real estate: Licensed Oregon Mortgage Brokers - 07/08/08 12:11 PM

In January of 2007, there were more than 13,000 licensed mortgage loan originators in Oregon. As of the Independence Day holiday, that number was down to 6,985 with less than half of them living in Oregon. It appears that the wheat is being separated from the chaff.
I have been working in the … (10 comments)

real estate: Oil, markets and pricing - 07/01/08 12:38 PM

The big news in mortgage pricing is oil. Again today, oil topped $143 a barrel and this means that the price of almost everything goes up. When the prices go up, that means inflation. When you have inflation, that means that mortgage rates, that hate inflation, go up.
What can be … (0 comments)

real estate: Down Payment Assistance Programs - 06/27/08 02:20 PM

What are DPAs?How do they work?Who is eligible for a DPA?Why use a DPA?These are a few of the questions asked about the down payment assistance (DPA) programs that I get on a regular basis.
What is a DPA? A down payment assistance program is one where a homebuyer can receive … (0 comments)

real estate: What Recession? - 06/27/08 12:45 PM

DEFINATION OF RECESSION: Two or more consecutive quarters with negative growth in the economy. NEWS: The GDP (Gross Domestic Product) for the first quarter of 2008 was 1% GROWTH. This is after a .6% GROWTH in the last quarter of 2007. By these figures and the defination above, we are not … (0 comments)

real estate: Mortgage Shopping - 06/27/08 12:16 PM

HERE'S THE INSIDE SCOOP ON HOW TO DO IT RIGHT!First: make sure you are working with an experienced, professional loan officer. The largest financial transaction of your life is far too important to place into the hands of someone who is not capable of advising you properly and troubleshooting the issues … (0 comments)

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